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Senior Software Engineer I - Payment Processing Platform

Wise

Tallinn, , Estonia Hybrid permanent

Posted: February 10, 2026

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Quick Summary

As a Senior Software Engineer I, you will be working on the development of our payment processing platform, focusing on scalability and reliability.

Job Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

More about our mission and what we offer.

Payment Processing Platform

Our goal is to provide reliable and scalable services that can be used by all the other product teams in the company. We provide such systems for transfers, and payouts domains.

We want our platform to be easy to use, integrate, and extend, while also enforcing good practices, risks mitigation, and maintaining high performance.

What does it take: 

• A strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points 

• Great communication skills to drive cross team projects

• The ability to articulate complex, technical concepts to non-technical audience

• You enjoy writing testable, easy to extend, high-quality code

• You have solid Java 11 plus knowledge, experience with Spring framework and microservice best practices

• Advocate for best coding practices, code reviews and open feedback

• Experience Distributed and Concurrent Systems

• Hands on knowledge of microservice architecture patterns

• Experience working with relational databases, messaging queues and designing schemas

 

What does success look like?:

• You’ll have onboarded and found your place through understanding your team and tribe vision and how you can contribute 

• You’ll understand how our values can help you guide your work 

• You’ll understand the reasons behind problematic payments and customer difficulties and how to go about solving them 

• You’ll be raising the automation level to enable scaling of the product

• Understand our customers and the impact our product makes in their lives. You’ll help us scale-up and build a world class money transfer product by finding solutions to our technical challenges and opportunities

What you get back:

• The empowerment to solve problems your way and the freedom to have real impact on customers’ lives. 

 
• Loads of development opportunities in a growing team through launching new products / features consistently in an in-demand region.

 
• A fun work environment with social activities and events

 
• Travel opportunities to other Wise offices around the world

 

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

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