Treasury Operations Analyst or Treasury Operator

About Aspora

People on the move deserve a bank that moves with them. Since 2022, Aspora has been building a borderless financial operating system that makes money as mobile and transparent as its users.

Backed by influential venture capitalists like Sequoia Capital, Greylock Partners, Hummingbird Ventures, Y Combinator & Global Founders Capital. We're a team of 75+ across India, the UK, the UAE, EU and the US, working with extreme ownership, radical candour, and an obsession with customer impact.

We celebrate builders who question assumptions, ship fast, and turn regulatory complexity into elegant solutions. If you’re driven to redefine what global banking can be, we’d love to build the future with you.

About the Role

Aspora is redefining how businesses move money globally. We build payment and treasury infrastructure that is fast, transparent, and trusted — across fiat, digital assets, and complex cross-border corridors. Treasury is central to this mission: it’s the system that ensures every promise we make to customers is operationally sound, liquid, and scalable.

We are looking for a Treasury Operations Analyst / Treasury Operator who combines operational precision with a builder’s mindset. This role is ideal for someone who wants to develop deep expertise in multi-currency treasury operations, settlements, and liquidity management, and use that expertise to help shape how Aspora scales globally.

You will be a core member of the Treasury function, owning day-to-day cash positioning, settlements, reconciliations, and liquidity planning across multiple corridors and partners. Beyond running daily operations, you will work closely with Finance, Trading, Product, and Engineering teams to strengthen controls, improve automation, and design treasury workflows that are resilient, efficient, and future-ready.

This is a hands-on individual-contributor role (4–8 years experience) with high ownership and visibility. You’ll operate at the heart of Aspora’s money movement engine — where accuracy, judgement, and speed directly impact trust, growth, and scale.

What You’ll Own

• Daily Treasury Operations: Manage cash positioning, settlement cycles, and inter-company funding movements across currencies and corridors.

• Liquidity & Planning: Track daily balances, forecast needs, and work with growth and product teams to ensure liquidity sufficiency for projected TPV; optimize working capital and funding costs across corridors.

• Reconciliation & Reporting: Ensure daily reconciliations across nostro, internal, and partner accounts; resolve breaks promptly and maintain high control accuracy across treasury workflows.

• Automation & Systems: Build simple automation from partner docs to make treasury workflows faster and smarter.

• Banking & Partner Coordination: Coordinate with banks and partners to enable seamless settlements and real-time cash-flow forecasting.

What We Need

• 4+ years in Treasury / FX / Capital Markets, ideally across banks, fintechs, or high-volume cross-border environments.

• Hands-on experience with daily FX booking, liquidity positioning, settlements, and fund movements, including T+0/T+1 execution cycles.

• Strong grounding in treasury FinOps, reconciliations, cash-flow allocation, and MIS/reporting.

• Track record of managing banking and liquidity-provider relationships — negotiating terms, coordinating on operational issues, and ensuring corridor reliability.

• Ability to design and operationalise SOPs, controls, reconciliation workflows, and risk frameworks from scratch.

• Solid understanding of multi-currency liquidity, cross-border corridors, and exotic currency management.

• Comfortable working with banks, regulators, finance, product, and engineering teams.

• Bias for building and automation — you don’t wait for instructions; you design, improve, and scale.

• Bonus: exposure to digital FX, blockchain technologies, or DeFi-like primitives.

Who You Are

• 4–8 years in Treasury Operations / Liquidity Management / Settlements within banking, fintech, or cross-border environments.

• Deep understanding of settlement cycles, reconciliation tools, and treasury control frameworks.

• Strong grounding in multi-currency liquidity and regulatory requirements (RBI / IFSC / cross-border norms).

• Proven ability to design and document SOPs, policies, and dashboards.

• Analytical and systems mindset — you look for efficiency and automation opportunities.

Who You Are

• You operate with precision and reliability — your systems always reconcile.

• You enjoy building structure in high-speed environments.

• You’re collaborative, organised, and comfortable balancing control with agility.

• You see treasury operations as a craft, not a chore

• Build a high-stakes treasury function from the ground up.

Why Join Aspora?

• Build a high-stakes treasury function from the ground up.

• Gain exposure to fiat, digital assets, and everything in between across UK, UAE, EU, and beyond.

• Your work will directly affect how users trust, transact, and grow wealth across borders.

• Competitive salary and early-stage ESOPs.

• Mission-driven, fast-moving, and deeply collaborative.

Interview Process

• Round 1: Resume Deep Dive + Treasury Competency (60 mins) : Discuss your experience across settlements, liquidity management, cash positioning, reconciliations, and treasury systems with one of our leaders.

• Round 2: Treasury Operations, Controls & Automation Case (75–90 mins) : A real-world scenario to evaluate your approach to daily treasury operations, control frameworks, reconciliation logic, liquidity planning, automation-first thinking, and cross-functional coordination.

• Bar Raiser Round (45 mins) : Final conversation with the founder to assess cultural alignment, ownership mindset, and how you scale precision with speed.