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Software Engineer, Stablecoins

Ramp

New York City, NY, USA Remote permanent

Posted: January 20, 2026

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Job Description

ABOUT RAMP

At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it.

Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.

Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.

Ramp has been named to Fast Company’s Most Innovative Companies https://www.fastcompany.com/91038883/ramp-most-innovative-companies-2024 list and LinkedIn’s Top U.S. Startups https://www.linkedin.com/pulse/linkedin-top-startups-2024-50-us-companies-rise-linkedin-news-hxote/?trackingId=uBI29YlAOxikbTI7cdvG4g%3D%3D for more than 3 years, as well as the Forbes Cloud 100 https://www.forbes.com/sites/richardnieva/2024/08/06/ramp-cloud-100/, CNBC Disruptor 50 https://www.cnbc.com/2024/05/14/ramp-cnbc-disruptor-50.html, and TIME Magazine’s 100 Most Influential Companies https://time.com/collection/time100-companies-2023/6285147/ramp/.


ABOUT THE ROLE

Ramp is, at its core, a fintech company. Our financial infrastructure enables us to issue cards, move money globally, and manage treasury flows for our customers. Stablecoins are emerging as a critical lever to make these flows faster, cheaper, and more accessible.

We are looking for a Software Engineer to join our engineering team with a dedicated focus on stablecoin-based payment and treasury systems. In this role, you will act as both a technical owner and multiplier: working on core stablecoin services, ensuring secure and reliable integrations with external partners, and guiding Ramp’s evolution toward next-generation fintech solutions.

Our ideal candidate combines deep curiosity about eventually consistent distributed systems with strong financial infrastructure experience, thrives in highly regulated and mission-critical environments, and has a passion for diving into new problem spaces.


WHAT YOU'LL DO

- Help build & scale Ramp’s stablecoin-based payment and treasury infrastructure

- Partner with external providers and internal stakeholders to deliver end-to-end product flows

- Solve Ramp’s toughest fintech challenges with new technologies

- Collaborate with engineers across Ramp to integrate stablecoin capabilities into core products


WHAT YOU NEED

- Minimum 1+ years of experience shipping high-quality architectures for critical systems preferred

- Proven experience with stablecoin technologies, blockchain-based payment rails, and/or wallet infrastructure

- Strong production experience with cloud environments (AWS, GCP, or Azure) and Infrastructure-as-Code (Terraform or equivalent)

- Deep proficiency in at least one object-oriented or functional programming language (Python, Go, Java, or similar)


NICE TO HAVE

- Intuition for on-chain UX and settlement mechanics, including wallet-based transaction signing, confirmation/finality, and chain-level tradeoffs like fees and latency.

- Direct experience building on-chain wallets or with integrating a crypto onramp / offramp APIs for custody and remittance flows

- Experience integrating with external financial service providers and APIs at scale

- Familiarity with cross-border settlement, FX, or treasury management systems

- Background in highly regulated fintech environments (e.g., payments, banking, or government-compliant infrastructure)


BENEFITS (FOR U.S.-BASED FULL-TIME EMPLOYEES)

- 100% medical, dental & vision insurance coverage for you

- Partially covered for your dependents

- One Medical annual membership

- 401k (including employer match on contributions made while employed by Ramp)

- Flexible PTO

- Fertility HRA (up to $10,000 per year)

- Parental Leave

- Pet insurance

- Centralized home-office equipment ordering for all employees

- Health and Wellness stipend

- In-office perks: lunch, snacks, drinks, and more

- Budget for intra-office travel

- Relocation support to NYC or SF (as needed)


REFERRAL INSTRUCTIONS

If you are being referred for the role, please contact that person to apply on your behalf.


OTHER NOTICES

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Ramp Applicant Privacy Notice https://ramp.com/legal/applicant-privacy-notice

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