Senior Backend Engineer - Java - Servicing Platform

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

More about our mission and what we offer.

About the Team: Servicing Platform

At Wise, the Servicing Platform team is on a mission to build the most effective way to manage risks for our customers and partners. We work to ensure that transactions and customer actions are compliant and aligned with regulatory requirements, enabling money to move without borders while staying within our risk appetite.

Our platform provides a seamless, efficient, plug-and-play risk assessment and management solution. Wise Risk teams—including AML, Fraud, and others—rely on our highly reliable and scalable Risk Engine, Feature Store, and Identity Linking solutions for real-time transaction monitoring and data analysis. We collaborate closely with software engineers, data analysts, and data scientists to continuously enhance our systems and deliver out-of-the-box solutions that strengthen fraud detection capabilities.

What You’ll Bring to the Team:

• Extensive Experience: 6+ years of experience with Java or another JVM-based language, along with proficiency in the Spring framework and a deep understanding of JDBC and database internals.

• Technical Expertise: Proven experience with CI/CD pipelines, distributed and concurrent systems.

• Problem-Solving Mindset: Demonstrated ability to work independently, taking end-to-end ownership of customer problems and driving projects to successful outcomes.

• Collaborative Approach: Excellent collaboration skills, working daily with product managers, data scientists, data analysts, engineers, and other product teams.

• Strong Communication Skills: Ability to articulate complex technical concepts clearly to non-technical audiences.

Database Proficiency: Experience with both relational and non-relational databases, including query optimization and schema design.

• Test-Driven Development: Commitment to writing testable, high-quality code and following best coding practices, including code reviews and open feedback.

• Real-Time Performance: Capability to propose and implement technical solutions that optimize for both latency and throughput, enabling real-time risk assessments even under heavy transaction volumes

What Success Looks Like:

• You’ll make a real-world impact by building a financial crime prevention platform that safeguards customers against fraud and secures their money and accounts.

• You’ll be well-integrated into the team and have a clear understanding of the tribe vision and how you can contribute effectively.

• You’ll embrace Wise’s core values to guide your work and decisions.

• You’ll gain insights into problematic payments and customer challenges, developing solutions to address them effectively.

• You’ll play a key role in increasing automation to support the scaling of our product.

• You’ll understand our customers' needs and the impact of our products on their lives, continually working to enhance their experience.

• You’ll help us scale up and build a world-class money transfer product by tackling technical challenges and seizing new opportunities.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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