Risk Reporting and Analytics Manager

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our UK team about what it's like working at Monzo ✨

📍Dublin | 💰competitive salary, share options + benefits | Hear from the team ✨

⭐ Our team

Monzo Europe is an Irish-based subsidiary of the Monzo Group which will, upon authorisation, be the base for Monzo’s expansion as a bank into the European Union. We are building a new and exciting financial institution focused on providing innovative and customer-centric banking services across the EU.

We are seeking a highly motivated and analytical Risk Reporting and Analytics Manager to join our Enterprise Risk Management team. This role is critical in supporting the digital bank’s risk oversight by delivering high-quality risk reporting, insightful analytics, and decision-support metrics across the risk taxonomy. You will help drive data-led risk intelligence, enhance the effectiveness of the risk framework, and support risk governance at all levels of the organisation. This role reports to the Head of Enterprise Risk Management, Monzo Europe.

🔑 You’ll play a key role by...

• Designing and maintaining regular and ad-hoc risk reports for exec and board audiences, ensuring they’re clear, reliable, and delivered on time;

• Working hands-on with complex banking risk data to spot risk trends, emerging issues, and share valuable management insights;

• Creating clear, engaging dashboards and visuals that bring risk information to life to diverse audiences;

• Supporting the rollout of risk appetite monitoring and related reporting tools;

• Driving automation and visualisation to make risk reporting more efficient and impactful;

• Supporting regulatory and internal audit reviews with accurate data and clear evidence of effective risk management.

🤩 We’d love to hear from you if…

• You have a proven track record of using SQL and Python for data manipulation, analysis, and simple predictive modelling;

• You have hands-on experience in risk analytics and reporting, ideally in a regulated financial environment;

• You’re comfortable working with large and complex datasets, with strong analytical and data-modelling skills;

• You excel at turning complex information into clear, engaging visuals and insights for different audiences;

• You bring a good understanding of key risk types from credit, operational to financial crime;

• You’re detail-oriented, communicate clearly, and work well both independently and as part of a team.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you!

🙌What’s in it for you

💰 Competitive salary ➕ share options

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team

🏝 Annual Leave - 34 days including public holidays (24 holiday days + 10 public holidays)

📚€1,200 learning budget each year to use on books, training courses and conferences.

🏥 Private healthcare scheme

💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%

💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling

🌈 The application journey has 4 key steps

• 30 min call with the Recruiter

• 30 min initial call with the Hiring Manager

• 2 hours of technical and behavioural interviews

• 30 min final chat with senior leadership

This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

#LI-MOS1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊