Regulatory Reporting Accountant

Our Story

Hello there. We’re Zopa.

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife

As a Regulatory Reporting Accountant, you’ll oversee the timely and accurate production of Zopa’s regulatory returns, with a particular focus on COREP, FINREP and Bank of England statistical returns. You’ll ensure outputs are robustly controlled, well reconciled and fully documented, while helping evolve our systems and processes through automation and change.

A day in the life::
• Oversee the production of Zopa’s regulatory returns, ensuring submissions are timely, accurate and complete (COREP, FINREP, BoE statistical returns).
• Ensure regulatory reporting outputs are underpinned by strong governance, appropriate reconciliations, and documented controls.
• Support regulator queries and data requests (PRA, FCA, BoE), ensuring outputs are transparent and traceable.
• Stay up to date with relevant regulatory reporting requirements and changes
• Support enhancements to regulatory reporting systems and processes, including system upgrades, User Acceptance Testing (UAT), replacements and automation initiatives.
• Maintain end-to-end process documentation, ensuring it stays current as systems and data flows evolve.
• Identify and remediate data quality gaps, and embed robust reconciliation frameworks between source systems, the finance ledger, and regulatory outputs.
• Be an active user of AI to support delivery and continuous improvement
• Act as a key interface between Finance, Risk, Treasury, Product and Technology teams.
• Support first line, second line and Internal Audit reviews, with a focus on strengthening systems and controls.
• Provide clear, structured management information (MI) derived from regulatory reporting systems, as required.

About you::
• Qualified or part-qualified accountant (ACA/ACCA/CIMA) or equivalent degree.
• Strong experience in regulatory reporting, particularly COREP, FINREP and BoE returns.
• Strong understanding of data flows, data controls, and reconciliation frameworks.
• Experience with regulatory reporting software (e.g. ALMIS or equivalent).
• Advanced Excel skills.
• Strong stakeholder management and communication skills, with experience working cross-functionally with Technology teams.
• Collaborative team player, able to manage multiple workstreams in a fast-paced environment.

Bonus points for::
• Involvement in system implementation, upgrade or transformation projects.
• Exposure to SQL, Redshift, Tableau or similar data tools.

#LI-LK1

At Zopa we value flexible ways of working.
We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week.

You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.

*Subject to having the right to work in the country of choice

Diversity Statement
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.