Personal & Private Banking (PPB) Credit Operations Graduate Programme

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Join our Dynamic Credit Operations Team as a Graduate Trainee!

Are you a talented individual ready to launch your career in the dynamic world of banking operations? Join our thrilling 18-month graduate programme and become a masterful Operational Practitioner. Dive into process management, business intelligence, automation, and data analytics, and be at the forefront of our organization's success!

What You'll Experience

We're dedicated to your personal growth! Through our carefully crafted rotation programme, you'll gain hands-on experience in various areas, be mentored by seasoned managers, and earn certifications tailored to your interests and the tools we use. Get ready to embark on a journey that will shape you into an Operational Practitioner in the banking operational environment.

You'll explore:

• Secured and Unsecured Credit Operations
• Regulatory environments such as Debt Review, Deceased Estates, and Insolvent Estates
• Debt Care Centre
• Operational support areas like Business Transformation, Supplier and Risk Governance, and Data and Analytics
• Mentorship: Benefit from the expertise of our seasoned professionals who will guide you throughout your journey.
• Permanent Employment: From day one, you'll be a permanent employee. After completing your rotations, you'll have the opportunity to choose a team that aligns with your career aspirations.

Why Join Us?

• Comprehensive Training: Develop a strong understanding of credit operations and risk management.
• Career Growth: Position yourself for a successful career with opportunities for advancement.
• Supportive Environment: Thrive in a collaborative and supportive workplace that values your growth and development.                                                                                                                   

Take the first step towards a rewarding career in Credit Risk Operations.  Apply now and become a part of our innovative team!

A Honours degree or Postgraduate Diploma in a field aligned to operations, credit or risk. The Postgraduate Diploma must be preceded by a Degree in a relevant field

BA/ BCom/ BEng/ BSc/ LLB

Relevant fields of study include:

• Operations Management or Business Operations
• Credit Management or Banking or Financial Services Operations
• Risk Management or Operational Risk
• Industrial Engineering (process or operations‑focused)
• Business Administration (operations‑focused)

Acceptable fields (only if accompanied by a minimum of Honours/ Postgraduate Diploma in the above relevant fields):

• Accounting
• Law
• Economics

Honours to be completed by 31 December 2026

The programme is best suited to graduates whose studies focused on operational processes, governance, controls and working within regulated environments.

Graduates that want to specialise in Law, Accounting or Economics will find other programmes more suitable.

 

Minimum requirements:

• Must be a South African citizen.
• Should you have work experience, it should not exceed 12-18 months. 
• Matric certificate to be submitted with application.
• ID copy to be submitted with application.
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.

Application closing date: 31 May 2026