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Operations Accounting Control Expert - Zinia (Openbank)

Santander

Madrid permanent

Posted: February 12, 2026

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Quick Summary

Operations Accounting Control Expert - Zinia (Openbank) is a role that involves managing accounting and control processes for the company's lending operations.

Job Description

Operations Accounting Control Expert - Zinia (Openbank)

Country: Spain

Zinia is the new checkout lending platform of the Santander Group. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way, powering merchants across Europe using technology from Openbank and Santander Consumer Finance.

This is an exciting opportunity to make your contribution over a growing market within the business areas of lending, cobranded credit cards and buy-now-pay-later with a solid expansion across different countries with global leading merchants.

Zinia leverages the technological resources and expertise of Openbank, the digital-native bank of the Santander Group, which is currently rolling out its international expansion plans. Through a simple and flexible banking model, Openbank offers customers the possibility to manage their finances on the website or app.

Mission and responsibilities: 

The candidate will join the processes and operations team at Openbank, the digital bank of Santander Group, particularly in the Finance & Monitoring department. The main responsibility is to ensure prompt detection of incidents affecting Customers and accounting books by monitoring operational and accounting Control Model as part of BAU Team.

The main tasks of this role will be the following:

- Management of control model and incidents in Production.
- Management of reconciliations and incidents in Production.
- Dashboards and KPIs control.
- Incidents remediation and manual adjustments execution.
- Definition and implementation of control model (accounting and operative control model).
- Definition and implementation of reconciliations.
- Definition and implementation of new control tools and reports (dashboards, reports, manual entries).
- Continuous search for efficiency and automation.

To be successful in the role you must have: 

- At least 4 years working experience in the bank sector, ideally in Operations, Accounting or IT areas.

- Bachelor's degree in Economics, Finance or Business Administration.
- Proven experience related to accounting and operational Control Models, both implementation and monitoring.
- Expert knowledge and experience of Assets products (Loans, Credit Cards…), from operational and accounting schemas perspective.
- Experience in definition and implementation of Core Banking Control Models.
- Experience in definition and implementation of Reconciliations.
- SQL programming knowledge, IA knowledge would be an asset.
- Financial knowledge would be an asset (accounting attributes, GL accounts…).

What do we offer?

- Joining a dynamic and agile company undergoing international expansion.

- Working in start-up mode with the support of the Santander Group.

- Competitive remuneration and attractive benefits package.

- Possibility of growth within the company and the Group.

- Collaborating on international projects in different countries.

- Excellent work environment, social clubs and frequent events.

Would you like to grow with us? Join our team!

Openbank / ODS  is an equal opportunity employer. All applicants will be considered as equal without paying attention to gender identity, sexual orientation, ethnicity, religion, age, political orientation, union membership nor disability status.

We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify, and build.

The personal data you provide as well as any data generated during the selection process are confidential and will be processed by Open Bank, S.A./ Open Digital Services, S.L. with registered office at Plaza de Santa Bárbara 2, 28004 (Madrid), for the sole purpose of managing your participation in the selection processes and, where appropriate, to formalise your recruitment.  

For further information about your rights and data protection, please read the ODS/Openbank Privacy Policy applicable to this type of data processing here.

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