Balance and Controls Analyst, Financial Operations

About OnePay

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run

• Hungry and driven by urgency

• Exceptional at what they do, with low ego

• Comfortable operating in motion

The Role

As the Balance and Control Analyst within the Financial Operations team, your mandate is to ensure that all financial transactions (customer and non customer impacting) are adequately reconciled and appropriately ledgered in the company’s books and records. You will work closely with a broad group of cross-functional stakeholders, especially Product, Engineering, Compliance, Finance, and Customer Operations working on a variety of new product features and internal processes. This role reports to the Manager of Balance and Controls.

In this role you will be responsible for:

• Developing reconciliation framework for new products, product enhancements

• Support the scaling of existing products by automating existing manual reconciliations

• Serve as reconciliation subject matter expert on cross functional teams in the development and launching of new products

• Work alongside product finance, product control and banking partners to accurately reflect company income and expenses

• Manage daily reconciliation across all products and money movement channels and resolve any exceptions within SLA

You Bring

• Minimum of 2 years of experience in reconciliations, finance, accounting or other closely related role(s).

• Good understanding of consumer products (checking, lending and cards) a plus

• High proficiency in MS Excel and SQL a plus

• An act-like-an-owner mentality. We have a bias toward taking action

• The Triple H Factor: Humble, Hungry, Honest

• Thrive in ambiguity and can run with projects that do not have precedent or established procedure

• Servant leadership: you lead by example and are able to motivate people to get stuff done without being their direct manager

• Executive presentation skills - tight communication that gets to the “need to know”

• Strong communication skills, both written and verbal

• Experience working with multidisciplinary groups, driving schedule and tasks

• Self-motivated and enthusiastic with demonstrated critical thinking capabilities

• Ability to manage and prioritize multiple tasks and requests

• Ability to the help the success of a Remote Working culture by facilitating good communication and documentation across teams

What We Offer

• Competitive salary, stock options, and benefits from Day 1

• Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs

• Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays)

• Monthly transport and work-from-home allowances

• A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [email protected].