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Backend Software Engineer - All Levels

Creditkarma

Charlotte, NC (Charlotte) permanent

Posted: December 12, 2025

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Job Description

Intuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 140 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and loans (car, home and personal) and savings accounts and checking accounts* – all for free. Credit Karma has grown significantly through the years: we now have more than 1,700 employees across our offices in Oakland, Charlotte, Culver City, San Diego, London, Bangalore, and New York City.

*Banking services provided by MVB Bank, Inc., Member FDIC

As a backend software engineer on our engineering team, you'll get to lead a growing team at Credit Karma that works across various verticals (home, auto, personal loans, and credit cards). You'll impact a platform that is responsible for handling millions of members accessing their Credit Karma accounts, including registration, login, SMS 2FA, and account recovery. Further, you’ll help build product experiences that guide our members through the most challenging financial decision of their lifetime: buying their dream home. From finding a realtor, understanding loan options, and applying to get pre-approved, we help our members every step of the way. There is an enormous opportunity to build things at scale, move fast, and have a high impact across many different products, including our Core product, Auto, Mortgage and Assets.

What you’ll do:

• Contribute to our core services and data aggregation layer; meeting our need for scale, quality, and rapid iteration

• Build out high quality integrations with other internal services leveraging Credit Karma’s rich financial data set

• Work closely with our external partners to acquire new data to enrich our core user experience

• Develop automation throughout our stack; through our build & deployment processes, testing, monitoring, data pipeline, and beyond

• Work with front-end developers to complete end-to-end solutions and iterate rapidly as we experiment and learn

• Willingness to learn new skills as our product and technology footprint grows

What’s great about the role:

• Join an engineering team that is experiencing explosive growth and we are actively growing the team to improve and expand our product portfolio

• We are solving BIG problems that are fundamentally changing old industries

• Opportunity to meaningfully improve the lives of our members

• Fast-paced environment that operates like a ‘start-up’ within Credit Karma

Minimum Basic Requirements:

• Proficient in Scala or Java with solid foundation in object-oriented or functional programming, design patterns, algorithms, and system architecture. We code primarily in Scala, so you’ll be excited to either ramp or continue with such!

• Experience in microservices architecture, messaging patterns, and deployment models

• Experience in API design and building robust and extendable client/server contracts

Preferred Qualifications:

• Proficient in Scala, Java, or Typescript

• Experience with Kafka, RabbitMQ, Amazon SQS or similar data messaging platform

• Experience building highly integrated, large-scale, high-volume, and testable systems

• Experience with Kubernetes and containers technologies

• Ability to mentor and coach other team members

• A solid foundation in OOP, design patterns, algorithms, programming languages, networking and Linux operating systems.

• Expert understanding of web application internals and scalability at any tier.

• Proficiency in SQL, relational database schema design and ORM technologies & concepts.

• Strong understanding of deployment strategies and production infrastructure needs.

• Strong communication and leadership abilities.

• Experience with Agile/Scrum practices.

• Bachelor’s or Masters degree in Computer Science, Engineering, Computer Information Systems, Mathematics, Physics, or a related field or software development training program

Equal Employment Opportunity:

Credit Karma is proud to be an Equal Employment Opportunity Employer. We welcome all candidates without regard to race, color, religion, age, marital status, sex (including pregnancy, childbirth, or related medical condition), sexual orientation, gender identity or gender expression, national origin, veteran or military status, disability (physical or mental), genetic information or other protected characteristic. We prohibit discrimination of any kind and operate in compliance with applicable fair chance laws.

Credit Karma is also committed to a diverse and inclusive work environment because it is the right thing to do. We believe that such an environment advances long-term professional growth, creates a robust business, and supports our mission of championing financial progress for everyone. We offer generous benefits and perks with a single eye to nourishing an inclusive environment that recognizes the contributions of all and fosters diversity by supporting our internal Employee Resource Groups. We’ve worked hard to build an intensely collaborative and creative environment, a diverse and inclusive employee culture, and the opportunity for professional growth. As part of the Credit Karma team, your voice will be heard, your contributions will matter, and your unique background and experiences will be celebrated.

Privacy Policies:

Credit Karma is strongly committed to protecting personal data. Please take a look below to review our privacy policies:

US Job Applicant Privacy Notice

UK Job Applicant Privacy Notice

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