WHOLESALE RISK PRINCIPAL MANAGER II

¿Te entusiasma hacer crecer tu carrera?
 

BBVA es una compañía global con más de 160 años de historia que opera en más de 25 países donde damos servicio a más de 80 millones de clientes. Somos más de 121.000 profesionales trabajando en equipos multidisciplinares con perfiles tan diversos como financieros, expertos legales, científicos de datos, desarrolladores, ingenieros y diseñadores

Job Purpose & Objectives

• Leader for a team of 8-9 Corporate Credit analysts covering the Greater China region.

• Credit analysis on corporate banking business proposals incurring in risk for BBVA. Supervise and help prepare credit proposals, and monitor the credit management for Corporate Banking.

• Collaborate and coordinate with Front Office colleagues pursuing new business opportunities, making sure these are aligned with the risk appetite framework of BBVA.

Key Responsibilities

• Monitoring and following up a credit risk from corporate customer’s portfolio and providing appropriate advice when the risks are identified

• Leading a team of Credit Analysts

• Assessing the credit proposals for bilateral and syndication loans

• Formulating and reviewing credit policies and guidelines, facilitating the implementation of business strategies and achieving the statutory regulations

• Performing financial modelling, risk evaluation and company analysis and conducting industry research

• Working closing with the team head to report regularly the risk monitoring results and credit-related issues

• Performing and developing the strategies of Risk Management

• Ensure the RAR/Price on a portfolio basis is above the minimum threshold established by the Bank’s directives.

Job Specifications

Qualification & Experience

• University degree in Business Administration, Finance or related discipline

• 7 years relevant experience in financial sector, of which at least 5 years in credit risk assessment 

• Solid experience in Credit Risk. 

• Good knowledge in Financial Risk, loan products and market situation

• Excellent credit analysis, report writing and presentation skills

• Experience in managing a team

.

Knowledge & Skills

• PC literacy (Microsoft Office including word, excel and powerpoint)

Language

• Fluency in written and spoken English and Chinese (Mandarin)

• Spanish speaking language skills (desirable)

Other Skills (e.g. Interpersonal, Communication etc)

• Strong interpersonal and communication skills

• Professionalism and ethics

• Able to work in a matrix reporting structure, multi-functional and cross-cultural environment

• Well-organized and meticulous in details

• Ability to work under pressure

• A team player

Job Posting 

BBVA Hong Kong will conduct a background check on you in accordance with the Mandatory Reference Checking (MRC) Scheme regulated by the Hong Kong Monetary Authority (HKMA).  Should any discrepancy identified or deemed unsatisfactory to us, we reserve the rights to terminate your employment in such case.  (FAQs for In-Scope Individual: https://www.hkab.org.hk/files/page/page-content/79/FAQs_for_In-Scope_Individuals_(24_July_2025)-1753348029.pdf)

Habilidades:

Comunicación interpersonal