WeLab Bank - Product Manager, Deposit & Debit Card

Candidate with less experience will be considered as Manager

WeLab, a leading pan-Asian fintech platform, operates two digital banks (WeLab Bank and Bank Saqu) as well as multiple online financial services in Hong Kong, Mainland China, and Indonesia, with over 70 million individual users and over 700 enterprise customers. WeLab uses game-changing technology to help users access credit, save money, and enjoy their financial journey.  

At WeLab, we always put our people first. Embarking on a career with WeLab means being part of the driving force to make financial services accessible for everyone. In our flat and agile organization, you will get all the opportunities to make real impacts and deliver change. Most importantly, while you achieve greatness, we will ensure you have an amazing experience at WeLab! 

Our team is energetic and passionate who can deliver and execute, and we are looking for intellectually curious, open-minded, and smart-working individuals who are just as passionate as we are about making financial services enjoyable. 

Join us to build a better financial future for everyone! 

About you:

You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment

You have a strong thirst for knowledge and are driven to find solutions that don't exist yet

You are comfortable with ambiguity and extremely resourceful (in your past life you could've been a detective)

You always find a way to get things done without sacrificing the quality of your work, integrity and values. No task is off limits for you.

You are humble and prioritize the success of the team over your own with an eagerness to help those around you

You don't shy away from challenges and have the ability to bounce back from setbacks

We are looking for a high-energy, commercially minded Manager to join our Deposit, Payment and Card team. This role is ideal for someone who wants real ownership, fast learning, and the opportunity to shape how deposit products are priced, positioned, and grown in a digital bank. 

 What you’ll do and what success looks like in this role:

Drive deposit growth and portfolio performance across CASA and Time Deposits, balancing competitiveness and cost of funds.

Develop and execute deposit pricing strategies aligned with market conditions and ALCO considerations.

Analyze deposit portfolio performance and customer segmentation to identify growth, retention, and repricing opportunities.

Conduct market and competitor intelligence on deposit pricing, campaigns, and propositions to inform strategy.

Lead the customer communication strategy for deposit pricing and campaigns, turning pricing and product design into clear, compelling messages that drive acquisition and balance growth.

Own campaign structure and governance, including drafting concise, customer‑focused Terms & Conditions and disclosures that enable competitive growth while meeting regulatory standards.

Build business cases and perform data-driven analysis to assess impact and effectiveness of pricing actions and campaigns.

Support regulatory assessment, reporting, and governance activities related to deposit products

Partner with Treasury, Risk, Marketing, Legal, and other stakeholders to deliver well‑governed initiatives.

Demonstrate openness to expand beyond deposits, contributing to broader product growth initiatives where relevant.

Work closely with senior stakeholders and gain exposure to pricing, funding, and balance‑sheet decision‑making in a digital bank environment.

What is required and what we’re looking for:

A university degree in Finance, Business, Economics, Marketing, or a related discipline.

5+ years of relevant experience in retail or digital banking with hands‑on exposure to deposit pricing, CASA/TD products, or portfolio management.

Solid understanding of ALCO principles, balance sheet dynamics, and deposit economics.

Strong data, analytical or AI skills with the ability to translate insights into commercial actions.

Excellent writing skills, with proven experience.

Good awareness of the local deposit market, competitor offerings, and regulatory environment.

Commercial mindset with curiosity and willingness to grow into adjacent product areas.

Fluent spoken and written English and Chinese

Perks and Benefits to enrich your experience at WeLab:

Learning and development stipend - we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn 

Wellness and happiness – Numerous activities to let you focus on your physical and mental wellbeing. We allow flexible time offs to take care of personal matters and to enjoy time with family and friends 

Comfortable and positive work environment – Open plan office for easy collaboration and social with your colleagues, or branch out into your own thinking pods when needed, with FREE food and drinks for when you want to recharge 

Work smart, play hard – Connect with your colleagues over food and drinks at the stocked pantry, in the spacious social area with board games and a ping pong table, or over activities like hiking, yoga, badminton, etc. 

A big and contagious smile on everyone’s face to make you happier :)  

WeLab’s Awards & Recognitions 

Asia Banking Finance Retail Banking Awards: Virtual Bank of the Year - Hong Kong

CNBC Disruptor 50: the only Hong Kong-based company on the list 

Financial Times Asia-Pacific High-Growth Companies: #2 in ranking  

The Chinese University of Hong Kong “Corporate Innovation Index”: #1 in ranking 

We offer competitive salary package to the successful candidate.  If you are interested in joining this exciting team, please submit your resume to us via the button “Apply Now” below.

All information provided by applicants will be used for recruitment purposes only. Information of unsuccessful applicants will be destroyed within 24 months of receipt.