Wealth Planner - Spain & LatAm - Fixed-Term Contract 12 months

About Utmost International

Utmost International is a leading provider of insurance-based wealth solutions operating across the UK, Europe, Latin America, Asia, and the Middle East. Its solutions are largely based on unit-linked insurance policies, serving the needs of affluent, high net worth (HNW), and ultra-high net worth (UHNW) individuals.

Sitting at the crossroads of private banking, asset management, and insurance, we operate in a well-established and fast-growing division of the financial services industry. Our dynamic international team of 450+ experienced wealth structuring specialists, subject-matter and technical experts consists of 50 different nationalities, speaking over 30 languages.

We are a diverse and inclusive organisation driven by a values-based culture that promotes excellence, ambition, and innovation. We invest in talented teams who develop their expertise, curated through support and training, and fostered through a people centred culture. Our people truly are our greatest asset!

Your role – Are you ready for a challenge?

The Wealth Planner is responsible for acting, along with the rest of the team, as a legal and tax expert for UHNW wealth and succession planning for Spain and Latin America, designing and validating sophisticated, insurance-based solutions, and supporting the different stakeholders for these markets.

Your responsibilities will be as follows:

Developing and maintaining thorough knowledge of the legal and tax aspects of the personal wealth and financial planning issues facing UHNW clients in Spain and Latin America (e.g. Mexico, Chile, Colombia, Peru, Ecuador, etc).

Building strong relationships with wealth structuring and business development colleagues assisting and supporting them proactively in servicing partners and developing new business.

Analysing the legal and tax viability of wealth planning solutions for clients in the different jurisdictions, particularly focused on insurance-based solutions.

Developing and maintaining relationships with leading legal firms and preferred suppliers.

Liaising with external advisers: commission, analyse and summarise tax and legal opinions.

Monitoring changes to the financial planning environment internationally and investigating the potential impact or opportunities for the company in the relevant markets.

Analysing the effectiveness of non-standard large and complex cases, including client rationale in the choice of structure.

Where necessary, drafting any special and particular conditions for each policy, to adapt it to the specific client’s needs.

Participating in product and market development in conjunction with the business development team, operations and other departments, taking into account Spanish, Latin American and other relevant legal and tax frameworks as well as the internal business model, liaise with external lawyers and collaborate with the legal department.

Developing excellent working relationships with our network of sales consultants, providing them with guidance on all legal and tax aspects of client cases and provide support to the development of solutions and business relationships.

Providing legal and tax assistance on matters regarding existing business and clients to the company and its operations teams.

Participating actively in marketing initiatives, including preparation of articles, presentation at roundtable events, partner training sessions and contribution to newsletters.

Your profile – Have you got what it takes to become our Wealth Planner - Spain & LatAm?

University degree in Law. Ideally, also a degree in Business Admin or Economics. Holding a specialisation master’s degree in tax, wealth planning, or family law would be considered an important asset,

3+ years’ experience at a leading private bank, tax or law firm, Big Four, or another advisory outfit,

Experience and good working knowledge about structuring personal wealth for Spanish and/or Latin American clients, ideally across borders,

Expertise in Spanish civil and tax law. Experience in insurance law would be highly appreciated,

Ability to work autonomously, to prioritise tasks and exercise sound judgement and creativity in finding solutions,

Outstanding organisational and communication skills,

Strong client/solution focus,

Attention to detail,

Fluency in English and Spanish is a must.

As an equal opportunity employer, all qualified applicants will receive consideration for employment without regard to gender, colour, religion, sexual orientation, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Given the sensitive nature of our business, industry sector and the role as described, the selected candidate is required to provide a criminal record (Bulletin n°3 for Luxembourgish residents). This excerpt will be kept by Utmost Luxembourg S.A. in compliance with article 8-5 (2) of the law of 23 July 2016 and for no longer than one month from the conclusion of the employment contract; otherwise, it will be destroyed without any undue delay should the candidate not be hired.

Utmost Luxembourg S.A. is aware of its obligations under the General Data Protection Regulation (GDPR) and is committed to processing your data securely and transparently.

Our Recruitment Privacy Notice is in line with GDPR and provides more information with regards to the types of data that we collect and hold on you as a job applicant, including for the performance of Background Checks.  It also sets out how we use that information, how long we keep it for and other relevant information about your data. For full details please click here Recruitment Privacy Statement

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