VP of Payments

Come Make an Impact on Millions of Brazilians!

At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs.

We serve over 12 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market.

Our goal? Deliver the best payment experience in Brazil for people and small businesses alike.

We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible.

If you’re ready to do your best work, at scale, with purpose — this is your place.

About the Role

We are looking for a VP of Payments to lead the strategy and execution of RecargaPay’s Payments Business. This is a critical leadership role with significant autonomy and full accountability for results. The VP of Payments will report directly to the SVP of Product and will play a central role in shaping partnerships, products, and business models that drive the company’s growth.

This is an executive, business-oriented role with deep exposure to Brazil’s payments ecosystem.

Key Responsibilities

• Define and lead RecargaPay’s payments strategy, aligned with the company’s growth and profitability goals
• Build and maintain senior-level strategic relationships with issuers, acquirers, networks, processors, and fintech partners
• Structure, negotiate, and close complex commercial agreements, including pricing, revenue-sharing, and incentive models
• Own the payments P&L, making clear trade-off decisions between growth, margin, and efficiency
• Work closely with Product, Technology, Risk, Finance, and Legal teams to enable new solutions and portfolio evolution
• Act hands-on in the development of new products, partnerships, and operating models—from design through execution
• Monitor market trends and anticipate strategic opportunities within the payments landscape
• Build, lead, and develop high-performing payments teams with strong ownership and accountability
• Represent RecargaPay in strategic industry forums and partner discussions as needed

Requirements:
• Senior executive experience in payments and/or cards in Brazil
• Proven commercial track record working with issuers, acquirers, networks, processors, or major fintech players
• Strong negotiation skills and demonstrated ability to close strategic, high-impact deals
• Solid business acumen, including pricing, P&L ownership, unit economics, and strategic trade-offs
• Experience operating in fast-paced, high-growth environments with significant autonomy
• Hands-on, builder mindset (this is not a purely corporate or relationship-management role)
• Strong product understanding in payments (not a hardcore technical role, but product-savvy)
• Mature leadership style with high ownership, low ego, and results orientation

Nice to Have

• Previous experience in fintechs, scale-ups, or technology-driven financial services companies
• Experience launching or scaling payment and card products
• Background in transformation or rapid-growth environments

Benefits:
• Competitive and market-aligned salary.
• Annual award.
• Remote work — wherever you are, you’re part of the team!
• Home office allowance through a monthly deposit in the RecargaPay app.
• Health and dental plans with no co-pay.
• Life insurance.
• Flexible meal allowance (via Flash).
• TotalPass membership to take care of your health.
• Spanish or Portuguese classes.

Diversity & Inclusion at RecargaPay

At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the Use of Your Data

By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).