Vice President – Credit Portfolio Analytics/ Vice-président, Analyses de Portefeuille de Crédit

Application Deadline:

04/10/2026

Address:

100 King Street West

Job Family Group:

Capital Mrkts Sales & Service

MANDATE

The Vice President, Credit Portfolio Risk Analytics strengthens Corporate Banking’s portfolio-level risk insight and monitoring capabilities through high-quality, forward-looking analytics. The role designs and executes standardized insight frameworks, produces executive-ready analysis of credit risk trends, and enhances the organization’s ability to identify shifts in credit quality, concentrations, and emerging vulnerabilities. The VP works closely with Corporate Bankers, Enterprise Risk Portfolio Management, and other key stakeholders across Corporate Banking to ensure consistent interpretation of portfolio performance and risk drivers.

KEY AREAS OF ACCOUNTABILITY

1. Analytics

• Deliver forward‑looking portfolio analysis, including migration patterns, concentrations, sector themes, problem‑account trends, and early‑warning indicators.
• Conduct deep analysis across sectors, industries, regions, and key concentrations, including leveraged populations and other areas requiring focused monitoring.
• Produce reporting that highlights emerging risks, drivers behind material changes, and other thematic insights.
• Provide tailored analytics and data extracts to Business Sectors to help interpret changes in risk drivers, exposures, or segment‑specific profiles and trends.
• Synthesize analytical outputs into clear options and implications to support decision‑making at senior forums.
• Ensure analytical outputs are consistent with enterprise risk views and incorporate appropriate business, economic, and credit considerations.

2. Business Delivery & Operational Effectiveness  

• Support data requirements for regulatory reviews, audit requests, data quality remediation, and portfolio‑level governance activities.
• Strengthen data reliability by validating critical data elements, performing reconciliations, and maintaining robust controls around analytics.
• Produce timely monthly and quarterly monitoring packages summarizing material portfolio trends, risk migration patterns, and emerging issues.
• Serve as a subject matter expert for Corporate Banking and other stakeholders, supporting interpretation of portfolio behavior, trends, and risk insights.

3. Special Projects & Strategic Initiatives  

• Support analytics for specialized risk mandates, portfolio initiatives, evolving business needs, or new portfolio management techniques.
• Support enhancements to credit‑risk measurement practices and early‑warning analytics.
• Contribute to the modernization, automation, and usability of credit insights reporting and dashboards.

4. Data & Technical Enablement

• Demonstrate strong technical capability to extract, manipulate, and analyze large‑scale datasets using tools such as SQL, SAS, and Excel/VBA.
• Apply advanced data‑wrangling techniques to convert raw or unstructured data into clean, structured inputs that support the portfolio analytics mandate.
• Lead continuous improvements in data workflows, enabling efficient processing, enhanced data quality, and reduced reliance on manual intervention in recurring analytics.
• Build and maintain repeatable, well‑documented data‑extraction pipelines that improve reliability, auditability, and traceability of analytics.
• Champion the adoption of data governance best practices, ensuring clarity of lineage, transparent transformation logic, and strong quality assurance controls.

CROSS-FUNCTIONAL RELATIONSHIPS

• Managing Directors & Sector Portfolio Managers
• Enterprise Risk & Portfolio Management
• Strategy & Business Management
• Business Intelligence & Analytics

SCOPE AND IMPACT

The VP’s work directly influences portfolio‑level credit risk understanding, early detection of emerging risks, risk appetite interpretations, executive‑level insights, review readiness, and the consistency of portfolio reporting. The role provides substantial visibility across Corporate Banking, Capital Markets, Enterprise Risk, and operational leadership teams.

KNOWLEDGE & SKILLS

Knowledge

• Undergraduate degree in Finance, Economics, Accounting or related field.
• 7+ years of experience in corporate lending, portfolio analytics, or credit risk management.
• Deep understanding of Corporate Banking or Commercial Banking lending and portfolio management principles.

Skills

• Demonstrated experience with data preparation, data analysis, and analytical toolsets such as SQL, SAS, Excel/VBA, and Power BI.
• Exceptional analytical, quantitative, and conceptual thinking skills.
• Ability to synthesize complex data into clear, concise deliverables for senior audiences.
• Manage multiple projects simultaneously and deliver under tight timelines.
• Strong written and verbal communication capabilities.
• Highly developed interpersonal skills.
• Strong attention to detail and ability to manage multiple priorities effectively.
• Ability to work independently, adapt quickly, and bring creativity to complex analytical challenges.

Please note the base salary for this role is $125,000.00- 135,000.00 CAD

Salary:

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.