Underwriting Manager

Who We Are

Marshall Reddick is a fast-paced, rapidly growing, full-service residential real estate firm with three core divisions: real estate brokerage, property management, and private lending. Our Private Lending division—founded in 2010 and based in Newport Beach, CA—lends directly off our balance sheet, backed by our internally managed debt fund.

We specialize in 1st lien, non-owner-occupied, business-purpose loans for real estate investors, including fix & flip, bridge, and ground-up construction loans. With no red tape, collateral-based underwriting, and common-sense lending guidelines, we’re able to move fast and make decisions in-house—giving us a clear edge in the market.

The Opportunity

We are looking for a proactive, experienced Underwriting Manager to lead our underwriting function and oversee a team of Investment Analysts. This role is central to maintaining loan quality, managing risk, and improving pipeline efficiency as we continue to grow rapidly.

Please note: This is NOT a remote position and will require the selected person to work out of our Newport Beach office.

What We Offer:
• Location | Newport Beach, CA

• Annual Salary | $100,000

• Annual Bonus Potential | $25,000 - $75,000

• Real Estate Investing Preferred Incentives

• Health Benefits | Medical, Dental, Vision, Life

• PTO (Holidays, Vacation, Sick)

• 401k + Matching

What You'll Do:
• Underwrite business-purpose residential loans (single family residences and small multi-family assets), ensuring they meet company guidelines and risk standards.

• Oversee a team of Investment Analysts, providing day-to-day supervision, mentorship, and performance management.

• Review borrower files and collateral including credit, entity documentation, appraisals, title, insurance, and third-party reports.

• Serve as final credit decision maker for escalated or exception-based loan files.

• Ensure compliance with internal guidelines, fund requirements, and applicable laws and regulations.

• Own the loan pipeline, monitoring volume, turnaround times, and team productivity to meet funding deadlines.

• Collaborate closely with loan officers and processors to ensure a seamless handoff from sales through underwriting to closing.

• Implement and improve underwriting SOPs, policies, and internal workflows.

• Report on loan performance and risk trends, supporting executive leadership with audits and investor updates.

• Train new team members and build a scalable operational structure for future growth.

What Qualifies You:
• 5+ years of experience in private or business-purpose lending, with strong underwriting knowledge

• 2+ years in a team leadership or management role (loan coordinators, processors, or underwriters)

• Deep familiarity with investor-focused loan products (fix & flip, bridge, construction, non-recourse IRA lending)

• Strong understanding of borrower and collateral analysis: credit, income, entity structure, rehab budgets, and property valuation

• Experience with CRM and LOS platforms

• Comfortable managing a pipeline of 20–30 loans with competing priorities and strict deadlines

• Excellent organizational skills and attention to detail

• Proficient in Microsoft Office (Outlook, Excel, Word, PowerPoint)

• Bachelor’s degree in Real Estate, Business, Finance, or a related field (preferred)

What Sets You Apart :
• A natural team leader who mentors and motivates with empathy, clarity, and accountability

• A strong belief in common-sense lending and the ability to make fast, informed credit decisions

• Passion for real estate investing and helping borrowers build long-term wealth

• Comfortable working in a fast-paced, performance-driven environment where priorities shift daily

• Proactive problem solver who thrives under pressure and remains solutions-oriented

• Excellent communication skills—you can explain underwriting decisions clearly to both internal teams and clients

• High emotional intelligence and professionalism when navigating high-stakes decisions or tight timelines

• You take ownership and pride in delivering both quality and speed