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Underwriters - Personal Lines

Confidential

Ilderton, Ontario Hybrid permanent

Posted: January 30, 2026

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Quick Summary

Underwriters - Personal Lines

Job Description

Underwriters - Personal Lines

Location: Seaforth, Ontario | Department: Underwriting | Contract type: Permanent, Full-Time

MutualONE invites talented Underwriters to join us on our journey. Embracing a shared culture and a commitment to our members' peace of mind, we are building a strong, unified team to deliver innovative insurance solutions as we embark on a new chapter in our storied history.

ONE Company, ONE Team, ONE Culture, ONE Insurance Solution for our Member’s Needs!

MutualONE has Agents and Independent Insurance Brokers, with business throughout Southwestern Ontario, serviced from office locations in Ilderton ON and Seaforth ON.  This is an exciting time for our organizations and an opportunity to join our team at the start of something great!

About the Role

Are you looking for your next opportunity in the insurance industry? MutualONE is looking for an Underwriters to join our team.  Reporting to the Underwriting Manager, you will have have the opportunity to underwrite personal lines business, within approved guidelines. 

Desired Competencies

To join our team, you will ideally:

Possess post-secondary education in a related field or equivalent experience

Have a CIP designation or willing to embark on the CIP program

Have a minimum of 2 years of underwriting experience

Establish positive relationships with agents, brokers, and other external stakeholders

Be well organized with a high attention to detail

Have a proven ability to contribute to and work well within a team environment

Have proficient computer skills and the aptitude to learn computer applications as required

Successful candidates must be able to pass a comprehensive background check

Responsibilities

Underwrite policies in all lines of business (auto, residential and personal umbrella)

Complete risk assessments, rate, and negotiate terms on a variety of risks

Apply technical knowledge and experience to underwriting, rating and documentation

Maintain service standards and responsive handling of quotes, new business, endorsements, and policy renewals

Maintain accurate, well-documented files on an electronic claims system

Collaborate with industry partners

Other duties as assigned

What we offer

We are an equal opportunity employer offering:

A flexible hybrid work environment (Certain amount of days ARE required in office)

A rewarding career and comprehensive compensation & benefits package

Training, education, and career advancement opportunities

A work environment that is fun and friendly and supports a healthy work-life balance

At MutualONE, your efforts will always make a difference!

Interested? We want to hear from you! Submit your application today.

We thank all applicants for their interest, however, only those considered for an interview will be contacted.

No phone calls or agencies please.

ACCESSIBILITY STATEMENT (AODA IN ONTARIO)

MutualONE is committed to providing a barrier-free work environment in concert with the provincial guidelines for accessibility (Accessibility for Ontarians with Disabilities Act and the Ontario Human Rights Code, Ontario Only).

As such, MutualONE will make accommodations available to applicants with disabilities upon request during the recruitment process.

 

HUMAN RIGHTS STATEMENT

MutualONE strives to ensure that its employment practices are free from direct and indirect discrimination and is committed to upholding the human rights of those participating in the hiring process. In pursuit of this commitment, MutualONE will not condone or tolerate any acts of discrimination or harassment under any of the grounds protected under human rights legislation. This commitment extends to the hiring process and throughout the course of employment.

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