Treasury Risks Oversight Senior Analyst

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The role:

SoFi’s Treasury Risk Oversight team is responsible for independent oversight and governance of Market, Liquidity, and Capital risks in the Company’s balance sheet.

The Senior Analyst, Treasury Risk Oversight will play a critical role in executing a broad range of oversight, monitoring, and governance activities within Market Risk management. The role reports to a senior leader overseeing the second line of defense for Treasury risk and will collaborate closely with partners across Treasury, Finance, and Risk Management to strengthen the Company’s risk management framework and promote disciplined balance sheet oversight.

What you’ll do:

• Perform continuous monitoring of the Company’s market risk exposures, including Asset Liability Management (ALM) and Price risk metrics.

• Lead periodic targeted reviews of the Company’s ALM Risk Framework, assessing the adequacy and effectiveness of key risk controls and governance processes.

• Develop and maintain monitoring tools and challenger models to support independent risk oversight. Activities include data sourcing, calculation, and reporting, with the use of statistical and quantitative techniques where appropriate.

• Analyze ALM exposures using the Company’s ALM system, interpreting results across interest rate, duration, and prepayment dimensions.

• Review risk models and end-user applications used by the first line of defense, including prepayment and deposit models, stress testing methodologies, and asset valuation assumptions.

• Support risk governance activities, such as risk identification, risk taxonomy, risk appetite calibration, and preparation of reporting materials for governance committees and management forums.

• Collaborate with stakeholders across Treasury, Finance, and Risk functions to advance project-based initiatives, including new product reviews, regulatory commitments, and other non-periodic deliverables.

• Contribute to the development of monitoring tools and analytical frameworks supporting treasury, liquidity and capital adequacy risk oversight.

What you’ll need:

• 3-5 years of experience in banking and/or risk consulting, with exposure to treasury, ALM, and/or market risk. Experience with liquidity and capital risk management is a plus.

• Proven ability to analyze and report market risks, with working knowledge of accounting principles and the market risk exposures inherent to bank balance sheets and off-balance sheet products (e.g., deposits, lending, credit and interest rate derivatives).

• Understanding of ALM Risk regulatory requirements and related supervisory expectations.

• Excellent written and verbal communication skills, including the ability to produce materials for various levels of governance forums and executives.

• Advanced degree in quantitative or economic discipline (e.g., Finance, Economics, Statistics, or related field), with demonstrated ability to apply quantitative methods to solve complex problems.

• Strong Technical skills in SQL and Python.

Nice to have:

• Working knowledge of ALM systems and related analytical tools.

• Professional certifications such as FRM or CFA.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.