Technical Analyst

Breakwater Technology is a technology solutions company passionate about Customer tailored product development. From requirements definition and specification, software coding and development, to application support and maintenance; we can understand and assist with the entire product lifecycle. With a drive fuelled by curiosity, engagement, and an agile mindset, we strive to deliver the highest possible business output of every task and project.

We’re looking for a Technical Analyst for the Payments domain, covering PSP integrations, payment methods, transaction processing, and the internal payments platform. You’ll be responsible for the technical analysis and refinementregarding how our system handles payments end-to-end — from customer-facing frontend to backend routing and transaction lifecycle. You’ll work closely with product, engineering, architecture, data, and compliance teams to deliver secure, seamless, and scalable payment experiences for our users.

NB! Please note that this role is on-site in Tallinn, Estonia. No relocation support or visa sponsorship is provided.

As a Technical Analyst in BWT you are going to: :
• Analyse new PSP API through pre-development testing (where possible), API documentation and technical specifications.
• Map end-to-end payment flows, align on API contracts, data models, event flows, edge cases and other parts of payment flow logic to identify dependencies, risks and constraints early.
• Analyse new features for customer-facing parts of payment flow and back office improvements for payments management.
• Collaborate with Product Owner to clarify scope and analyse impact of changes.
• Ensure stories and development tickets are technically feasible, clearly scoped and ready for refinement and development.
• Collaborate with the development teams and architects to deeply refine epics and stories before sprint planning.
• Communicate with PSPs before and during implementation regarding technical, testing, authorization and troubleshooting questions.
• Oversee that technical documentation for payment integrations and features is kept up to date.
• Be the first point of contact regarding technical clarifications during implementation.

You will be successful in this role when you have::
• 3+ years of experience as Technical Analyst, Systems Analyst or other technical engineering role preferably in Payments, FinTech, or iGaming.
• Experience working with high-load or high-risk transaction environments.
• Strong understanding of PSP APIs, payment processing and gateway logic.
• Familiarity with microservice architecture, event-driven systems, and communication between services via brokers (e.g. Kafka, RabbitMQ).
• Ability to interpret API specs (REST, JSON, webhooks) and translate them into development tasks.
• Ability to use API testing tools (e.g. Postman) to manually test external APIs before development.
• Solid understanding of payment lifecycle — auth, capture, refund, chargeback, settlement.
• Hands-on experience working with agile development teams (Scrum or Kanban).
• Strong communication and documentation skills in English.
• Familiarity with observability tools (e.g. Grafana, Kibana) and SQL for quick data checks.

Would be nice if you have::
• Experience with implementing payment integrations.
• Experience designing or optimizing UI/UX for end users.
• Experience with leading Scrum ceremonies

Why us?:
• At Breakwater Technology you are not recruited to work for us, you are hired to work 'with' us this means we are fully invested in your professional growth and development and ensuring your work is engaging, fulfilling and fun
• In this dynamic and collaborative work environment, we foster a culture built on the pillars of honesty, where transparent communication is valued; growth, as we invest in the continuous development of our team members; respect, ensuring an inclusive and supportive atmosphere; and freedom, empowering individuals to contribute their unique perspectives and ideas
• Our working language is English and we work hard to create an inclusive environment, at BWT you never lunch alone (unless you really want to)
• We are a social bunch, whatever your sport or whatever your game, you will be sure to find someone to join you. We even compete as a team in different sporting events (and we like to win)
• Our benefits are industry leading and we value our employees offering competitive salaries and incentives
• Our modern office has a stunning view of Ülemiste lake and Tallinn Airport; and as if that was not enough, we have breakfast together once a week and you can always find fresh fruit and snacks in our kitchen

Candidate experience is one of the core values in our recruitment process. To make it as transparent and smooth as possible, we have prepared this video to give you an idea what are the stages if you qualify for the role.

At Breakwater, we’re passionate about creating an inclusive workplace for everyone, no matter their age, gender identity, race, sexual orientation, physical or mental ability, or ethnicity. Join us in creating a workplace where your contributions are recognized, and you can thrive as your true self.