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Staff Software Engineer, SMB

Sofi

WA - Seattle (WA - Seattle) Remote permanent

Posted: March 10, 2026

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Quick Summary

We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our members reach their goals.

Job Description

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

This role is focused on the Lantern team at SoFi. Our mission is to build and grow a financial marketplace, building both a compelling supplier experience for providers of financial products, as well as a compelling user experience in suggesting the right financial products for our users. Ideal candidates have a passion for designing beautiful APIs and well architected systems.

We are looking for a Staff Software Engineer to join the Lantern team who will help build our next generation Marketplace platform. The successful candidate will have a strong background in designing, developing, and maintaining robust back-end systems. As a Senior Back-End Software Engineer, you will play a crucial role in ensuring the scalability, performance, and security of our platform.

Key Responsibilities


Lead the development and testing of our systems and services


Participate in shaping the technical architecture of the product


Help translate product requirements into user stories and technical solutions


Deliver highly available and scalable services in a production environment


Mentor other engineers, support the technical culture, and help grow the team


Generate ideas for new initiatives and technologies


Drive operational excellence in our business processes to deliver higher service quality


Communicate with project leads, product managers and other software developers

Requirements


Bachelor’s Degree in Computer Science or related field


8+ years programming experience, ideally on a modern stack.


Our core stack is Java/ Kotlin/ Spring / AWS/ PostgreSQL, and we run on Kubernetes in a service oriented architecture.


4+ years Java, Kotlin or other OO programming experience


A solid understanding of relational databases and ORMs


Experience working on microservice-based applications.


Experience working with GIT and CI/CD systems.


Effective communication skills


Willingness to roll up your sleeves, collaborate with others and get stuff done


Solid sense of responsibility; driving a project from inception to completion


Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests


View Unit and Integration test as 1st class citizen in software development


Desire to grow, learn and collaborate with team of engineers.

Nice To Have


Experience scaling highly available, mission critical systems


Full-stack experience, either toward systems (kafka, temporal, docker), databases (DynamoDB), or front-end (javascript/typescript, react)


Insurance Industry Experience: Familiarity with the insurance industry and its specific regulatory requirements.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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