Staff Software Engineer, PCI Cards

Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024.

Leveraging Visa’s solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo’s cloud-based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards.

Pismo’s 500+ employees are located in more than 10 countries around the world.

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.     

The Opportunity: 

The PCI Cards squad is responsible for the full lifecycle of payment cards, covering issuing, embossing, status management, and PCI compliance processes. We support debit, credit, physical, and virtual card products. Our team works closely with the Product organization, requiring a deep understanding of the platform. On a daily basis, we collaborate on new features, enhancements, maintenance, and problem‑solving to ensure a seamless and secure card experience. 

We operate directly within the critical payment authorization flow, handling complex business rules, high‑availability systems, and performance‑sensitive workloads. We are a backend‑focused team, and our primary technology stack includes Groovy, Golang, and AWS services such as DynamoDB, SQS, and Aurora.   

The Work itself: 

• Development and maintenance of projects in Java / Groovy / Golang with deployment on AWS.  
• Proactively contributes to the betterment of other engineers in the company, through sponsoring, mentoring, and providing constructive feedback.  
• Consistently leads the squad to good outcomes from a technical perspective, ensuring appropriate engineering decisions are made to factor in technical debt, systems design, stability/reliability, monitoring/observability, and business needs.  
• Execution of Terraform to create/remove new resources on AWS.  
• Monitoring applications through logs/metrics 
• Participation in technical analysis with product team requirements. 
• Keeps up with emerging technology trends and contributes insights to squad-level strategic discussions. 
• Regularly recognized for delivering high-quality, impactful technical solutions within their team and across collectives. 

This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice. #LI-Remote

Minimum Qualifications:

• 5+ years of experience as a Software Developer 
• Skilled in Java/Groovy or JVM-related and adaptable to other languages like Golang 
• Advanced Git user resolves team version control issues
• Expert in debugging across projects
• Thorough code reviews focusing on cross-domain quality
• Writes and validates unit, integration, performance, and end-to-end tests
• Experienced with Swagger, flow diagrams, and API documentation, supports DEVEX and external publishing
• Advise architecture, standards, and best practices
• Deep product knowledge, active in feature planning and impact analysis. 
• Proficient in Terraform, Argo, Jenkins, Codefresh for infrastructure and deployment understand related integrations
• Advanced Docker/Kubernetes usage
• Strong relational database design and non-relational strategy, effective data modeling 
• Designs scalable microservices and evaluates architectural options 
• Proficient in AWS, applying optimal performance techniques 
• Identifies and resolves distributed systems issues for improved reliability

 

Preferred Qualifications:

• Experience with Financial Industry or Payments / Authorization Systems. 
• Work with critical systems is a differential 
• Familiarity with CI/CD pipelines
• Knowledge about GitOps 
• Understanding of observability practices (monitoring, tracing, alerting)

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.