Sr SW Engineer, Cash Management

Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024.

Leveraging Visa’s solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo’s cloud-based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards.

Pismo’s 500+ employees are located in more than 10 countries around the world.

The Cash Management squad builds and operates core financial services that power cash and balance management within Pismo’s platform. The team develops highly scalable, secure, and resilient backend services and APIs that support critical financial flows across Core Banking and Transaction Banking. Working closely with multiple squads across the platform, the Cash Management team plays a key role in ensuring data consistency, operational reliability, and a seamless financial experience for clients operating at scale.

What You'll Do

• Develop and maintain scalable, reliable, and secure services deployed in highly distributed environments, contributing to systems that impact a large global customer base.
• Design and implement robust, scalable, and high‑availability software solutions that support Visa’s Payment Services, Transaction Platforms, Real‑Time Payments, and Buy Now Pay Later technologies.
• Collaborate cross‑functionally with Product, Engineering, DevOps, QA, and Agile teams to create design artifacts and deliver best‑in‑class software solutions across multiple technical offerings.
• Actively participate in all stages of the software development lifecycle, including technical planning, system design, implementation, testing, deployment, and production support.
• Contribute to product quality improvements, new business flows, and valuable service technologies within diverse agile squads.
• Develop clean, efficient, testable, and well‑documented code following established engineering standards and best practices.
• Design and operate microservices‑based architectures, understanding trade‑offs related to scalability, reliability, performance, and maintainability.
• Build and maintain RESTful APIs and backend services that support e‑commerce, B2B, and business‑to‑government solutions.
• Write and maintain automated tests (unit and integration) to ensure system quality and resilience.
• Analyze, debug, and resolve issues in distributed and high‑availability systems using appropriate debugging and observability tools.
• Collaborate in code reviews, contributing feedback that improves code quality, system design, and overall platform stability.
• Support the adoption of new technologies, tools, and practices that enhance developer experience and system reliability.
• Contribute to architectural discussions and continuous improvement initiatives aligned with Visa’s technical and business goals.
• Participate in incident response and production support activities to ensure system stability and operational excellence.
• Engage in mentorship, knowledge sharing, and continuous learning opportunities, contributing to both local and global impact.
• Be recognized for delivering high‑quality, scalable, and impactful technical solutions.

This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice. #LI‑Remote

For this role, you must be based in Brazil

Language Skills

• Proficiency in English at B2 level or above (Upper- Intermediate)

Technical Skills

• 5+ years of experience as a Software Engineer working in production environments.
• Strong experience with Java and/or Groovy, with the ability to work across JVM‑based ecosystems.
• Advanced Git usage, including version control workflows and collaboration in complex codebases.
• Solid experience designing and operating microservices architectures in cloud environments.
• Strong understanding of REST APIs and backend service development.
• Experience with AWS services such as SQS, SNS, DynamoDB, and S3.
• Proven ability to debug and troubleshoot issues in distributed systems.
• Strong testing mindset with experience in unit and integration testing.
• Knowledge of relational databases (MySQL, PostgreSQL) and NoSQL databases (DynamoDB, MongoDB).
• Experience working in high‑scale and high‑availability production environments.
• Familiarity with CI/CD pipelines and containerization technologies such as Docker.
• Understanding of messaging systems and event‑driven architectures.
• Knowledge of observability practices, including monitoring, tracing, logging, and alerting.
• Experience working in Agile environments and supporting production systems.

Preferred Qualifications

• Experience working with critical or mission‑critical systems.
• Familiarity with observability tools and practices for distributed systems.
• Experience with CI/CD pipelines and modern deployment practices.
• Experience working with containers and orchestration technologies.
• Experience using messaging platforms such as Kafka or AWS‑managed messaging services.
• Strong background in distributed systems and high‑scale architectures.
• Experience using AI‑assisted development tools (e.g., Copilot, GPT, Claude) to improve development efficiency and quality.
• 3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g., Master’s, MBA).

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.