Software Engineer

Relay is a digital banking platform that gives self-made business owners the tools and know-how to be great with money—bringing clarity, confidence, and control to every dollar earned, so they can turn hard work into lasting success. We do this by replacing financial guesswork with real visibility, transforming cash flow from a constant source of stress into a clear signal owners can use to run stronger, more resilient businesses.

Our Engineering team is at the heart of building banking products that help millions of small businesses succeed. We’re on a journey to reinvent banking, and we’re looking for a curious, impact-driven Software Engineer to join our growing team – someone who thrives on taking smart risks, experimenting boldly, and learning from every challenge.

You’ll tackle complex problems head-on, ship high-quality, robust code, and shape systems that power our products. This is a unique opportunity to work across our full product suite, influence technical decisions, and deliver end-to-end features that customers love. If you’re excited about building best-in-class fintech products in a fast-growing, collaborative environment, this is the role for you.

What You’ll Be Doing

• End-to-End Development: Own features across the full development lifecycle – from design and development to testing, deployment, and monitoring – ensuring reliability and performance at scale

• System & Infrastructure Ownership: Manage production systems, optimize infrastructure, and contribute to the availability, scalability, and resilience of our platform

• Cross-Functional Collaboration: Partner with Product, Design, and cross-functional teams to build solutions that meet customer and business needs

• Innovation and Continuous Improvement: Proactively identify areas for technical, process, and product improvement, helping the team raise the bar and influencing technical direction and long-term strategy

Who You Are

• You have 2+ years of full-stack software engineering experience

• You’re a lifelong learner, curious about new frameworks, best practices, and emerging technologies

• You thrive in fast-paced, dynamic environments and are comfortable navigating ambiguity and change

• You’re a collaborative team player, eager to pitch in, ask questions, and provide and receive feedback

• You take ownership end-to-end, solving problems creatively and proactively, while keeping the customer and business impact front-of-mind

It’s a bonus (but not required) if you

• Have worked in startups or high-growth tech companies

• Have experience with JavaScript - we primarily use TypeScript, React, and Node.js

• Have working knowledge of AWS services (ECS, S3, RDS, Dynamo, Lambda) and continuous deployment pipelines

Our Tech Stack

• Front-end: React, Typescript, React Native

• Back-end: Node.js, Typescript, Terraform, AWS (DynamoDB, RDS Postgres, Lambda, S3, SQS, SNS, SES, ElasticSearch, ECS)

• Tools: Cursor, GitHub, GitHub Actions, Docker, Datadog, Jira, Metabase

Our Commitment to You

• Competitive salary and meaningful equity: Relay employees are Relay owners, complete with equity and a competitive salary.

• Comprehensive health benefits: enjoy full health benefits from day one. We offer flexible Health or Wellness Spending Accounts and medical, dental, and vision coverage for you and your dependents.

• Flexible vacation and time off: every team member starts with 15 vacation days and 5 flex days to use as needed, plus an extra week of office closure during the end-of-year holidays so you can take time off to recharge and come back better for our customers.

• Parental leave with top-up: we offer 12 weeks off with a 100% salary top-up for all full-time employees, regardless of location, and accessible for all parents: birthing, non-birthing, and adoptive.

• Hybrid work environment: we value meaningful collaboration and connection at our Toronto office three days a week, with lunch, snacks, and beverages on us.

• Dog-friendly space: can dogs really make you happy and healthy? We don’t know for sure, but since we don’t want to chance it, our office is 100% floof-friendly.

• Personal and professional growth: through ongoing feedback, mentorship, and coaching, work with peers and leaders who are invested in your growth and success.

• Top-tier equipment: as a Mac-first company, our Toronto offices have everything you need to produce your best work comfortably, from multiple screens to ergonomic seating.

• Social connection: we believe in celebrating our wins with two annual company-wide get-togethers, quarterly team events, happy hours, and special events and networking opportunities with industry leaders.

The Interview Process

• Stage 1: A 30-minute Google Meet video call with a member of the Talent team

• Stage 2: A 60-minute Google Meet video call with two Engineering Managers

• Stage 3: A 45-minute in-person interview with a member of the Leadership team

• Stage 4: A 60-minute live coding exercise with two members of the Engineering Team

Why Relay Might Be the Perfect Fit For You

• You push relentlessly for reinvention: You’re built to constantly ask, “How can this be better?” Change excites you and you drive it. 

• You crave autonomy: We trust our team with big challenges and the freedom to solve them. If you’re someone who takes initiative, is comfortable taking risks, and seeks input when needed, you’ll find the freedom here empowering.

• You own your work: You take pride in your work, follow through on commitments, and feel a deep sense of responsibility for outcomes, not just tasks.

• You treat comfort as a red flag: You seek growth. When things feel too comfortable, you lean into change. You’re excited about  stepping into the unknown and navigating new terrain to create something better alongside your team. 

• You care about impact, not noise: You care deeply about the substance of your work. You measure success by results, not recognition and you let your work speak for itself. 

• You’re energized by complexity and ambiguity: You enjoy tackling problems that don’t come with a playbook. You’re comfortable building from scratch, iterating as you go, and collaborating to shape the best path forward.

• You seek out feedback: We value directness, clarity, and respect. We believe honesty fuels great work and career growth. You see feedback as a tool for learning and improvement, and you know that open, honest dialogue is key to achieving the best results — together.

• You’re here for more than a job: At Relay, everything we do is in service of our mission to help small businesses thrive. To drive impact and have purpose here, that mission must matter to you too.

Our Promise

We’re driving real change for small business owners, powered by truly remarkable people. At Relay, you’ll find the confidence to take chances, trust to take initiative, and the support you need to build a career you love. Here, we make sure every team member feels empowered to make big decisions, encourage to ask tough questions, and challenged to take risks that result in work we’re all proud of. We give you the baton–you run the Relay.

What’s Important to Us:

Research shows that women-identifying and other marginalized individuals often apply only if they meet 100% of the qualifications. But no one is a perfect match on paper. If this role excites you, we’d love to hear from you and figure out together if it’s a great fit.

At Relay, we believe that diversity is key to building high-performing teams, and creating an inclusive work environment is our priority. We are an equal opportunity employer and welcome people of diverse backgrounds, perspectives, and skills.

We will work with applicants to provide accommodations at any stage of the hiring process. If you require accommodations during the interview process, please email your Talent Partner, and we will work with you to meet your needs.

Disclaimer: For compliance reasons, all offers of employment at Relay are conditional upon a successful background check & employment verification through Certn.