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Software Engineer – Sr. Consultant Level (11+ years, Java)

Visa Inc.

Bangalore, INDIA, India permanent

Posted: January 7, 2026

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Job Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Payments are a very exciting and fast-developing area with a lot of new and innovative ideas coming to market. With strong demand for new solutions in this space, it promises to be an exciting area of innovation. Visa is a strong leader in the payment industry and is rapidly transitioning into a technology company with significant investments in this area. If you want to be in the exciting payment space, learn fast and make big impacts, Ecosystem & Operational Risk technology which is part of Visa’s Value-Added Services business unit is an ideal place for you! The Ecosystem & Operational Risk team is responsible for building critical risk and fraud detection services at Visa. This includes idea generation, architecture, design, development, and testing of products, applications, and services that provide solutions to detect, prevent, and mitigate fraud for Visa and its clients. Essential Functions Identify appropriate technical solutions and designs that will best prepare the company to meet present and future business objectives. Collaborate with project team members (Product Managers, Architects, Analysts, Developers, Project Managers, etc.) to ensure development and implementation of new data driven business solutions. Drive development effort End-to-End for on-time delivery of high-quality solutions that conform to requirements, conform to the architectural vision, and comply with all applicable standards. Responsibilities span all phases of solution development. Collaborate with senior technical staff and PM to identify, document, plan contingency, track and manage risks and issues until all are resolved. Present technical solutions, capabilities, considerations, and features in business terms. Effectively communicate status, issues, and risks in a precise and timely manner. Engagement in requirements definition and clarification in collaboration with Business to ensure completeness and common understanding of the business needs is important. This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Basic Qualifications 11+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience. Preferred Qualifications 11 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD Strong design and coding skills with Java/J2EE for monolithic and microservices architecture, as well as expertise in frontend technologies such as HTML, CSS, JavaScript, React and angular. Mandatory experience with n-tier web application development and REST API’s. Solid experience in frameworks like Spring or Spring Boot. Working experience with Kafka, Redis, or NoSQL datastores is a plus. Hands on experience with database technologies like MySQL, DB2, Oracle. Knowledge of Unix/Linux and working in a shell environment. Experience with Continuous Integration & Development and automation tools such as Jenkins, Artifactory, Git etc. Experience with Agile and Test-Driven Development methodology. Strong analytical skills with excellent problem-solving ability. Ability to present complex ideas in a clear, concise way.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

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