Software Engineer (Data Exchange)

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

We are looking for passionate, curious, and resourceful Software Engineers to join our backend team. As part of our engineering organization, you will collaborate cross-functionally with various teams to build and maintain backend services that power EarnIn’s product experiences.

This position will ideally be a hybrid role based out of our Bangkok office, as part of our expanding site. EarnIn provides excellent benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and opportunities to travel to our Mountain View HQ.

WHAT YOU'LL DO

• Contribute to the design and implementation of backend features that support EarnIn’s growth.

• Break down well-defined problems into clear, actionable tasks and deliver high-quality, maintainable code.

• Build and maintain APIs that support our client applications and backend systems.

• Write and improve automated tests to support continuous integration and development velocity.

• Collaborate closely with senior engineers, participating in code reviews and learning best practices in design and architecture.

• Help debug issues across services with guidance from more experienced engineers.

• Continuously learn new technologies and contribute to improving our backend systems.

• Care about writing reliable, production-quality code and learning how to build distributed systems and services.

WHAT WE'RE LOOKING FOR

• 3+ years of software development experience in a fast-paced environment.

• Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience.

• Proficient in at least one modern programming language, such as C#, Kotlin, JavaScript, and Python.

• Experience working with relational or NoSQL databases (e.g., PostgreSQL, DynamoDB, MySQL).

• Familiarity with continuous integration and delivery tools.

• Experience writing and executing functional or integration tests.

• Strong communication skills and a collaborative mindset.

• Ability to learn quickly and thrive in a dynamic environment with a bias toward action and results.

• Experience with Kubernetes and microservice architecture is a strong plus.

#LI-Hybrid

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.