Senior Underwriting Specialist

Vivid

Remote Remote permanent

Posted: April 16, 2026

Job Description

Your Mission:
• Ensure adherence to the company’s, card/payment schemes and payment service providers’ rules and policies.
• Comply to underwriting standards, instructions and best card/payment schemes practices to minimize operational risks and maximize conversion.
• Perform underwriting and risk assessment of new and existing customers.
• Setup processes, monitor and execute checks related to merchants underwriting and following monitoring.
• Evaluate and update existing internal procedures, policies and procedures.
• Provide support to internal and external stakeholders with regards to new and existing merchants.
• Perform periodic merchants reviews and audits.

Your Profile:
• 2+ years of relevant work experience in banking / financial services.
• Knowledge of payment schemes rules and requirements.
• Experience in acquiring operations and merchant services.
• Strong analytical, problem-solving, and decision-making skills.
• Underwriting certificates are an advantage.
• English at a professional level.

Why Join Vivid?:
• We have a hybrid model in one of our offices, Limassol, Paphos or Barcelona, or fully remote outside office locations.
• Competitive salary and benefits package (depending on location).
• Real growth prospects, significant responsibility, and the ability to make an immediate impact from day one!

Enhance your expertise and shape the future of FinTech. Join Vivid's talented team and help us revolutionize how people think about their money!

About Vivid:
At Vivid, we're reimagining how individuals and businesses manage money. Our all-in-one app opens up a world of financial possibilities: invest in global stocks, ETFs, and over 150 cryptocurrencies, earn cashback on everyday purchases, and access personalised insights to make the most of your finances – all tailored to your lifestyle.

For businesses, Vivid Business offers a powerful suite of tools, including multi-IBAN accounts, high-interest rates, business cashback, team cards, and seamless accounting integrations to streamline operations.

Our mission? Your success. Everyone deserves the chance to see their finances flourish, and we’re dedicated to empowering our customers to make this a reality.

Since our 2020 launch in Germany, Vivid has rapidly expanded across Europe, earning the trust of over 500,000 customers looking for a simpler, smarter way to grow their wealth. With over €200 million raised from top investors and a valuation of €775 million, Vivid is where modern finance meets real opportunity. Join us and experience a new way to thrive financially.

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