Senior Test Engineer - NPSS Real-Time Payments
Unison Group
Posted: February 26, 2026
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Quick Summary
We are looking for a Senior Test Engineer to support offshore testing for NPSS Real-Time Transfers in Chennai, Tamil Nadu, India.
Required Skills
Job Description
We are looking for a Senior Test Engineer to support offshore testing for NPSS Real-Time Transfers. The role involves end-to-end testing, integration validation, and ensuring compliance with scheme and regulatory requirements.
Key Responsibilities
Test Planning & Execution
• Define and execute end-to-end test strategy for NPSS real-time payments.
• Prepare and execute test cases covering inbound/outbound transactions, positive/negative scenarios, exceptions, timeouts, rejections, and retries.
• Validate complete transaction lifecycle: Channel → Core Banking → NPSS → Acknowledgement.
Integration & Validation
• Test integrations between Core Banking (e.g., T24), NPSS connectivity (MQ/APIs), and digital channels.
• Ensure ISO 20022 message compliance, data accuracy, and real-time performance.
Defect & Quality Management
• Log, track, and resolve defects with internal and external stakeholders.
• Ensure readiness for industry testing, certification, and production go-live.
Compliance & UAT Support
• Validate compliance with NPSS scheme rules and Central Bank regulations.
• Support UAT, reporting, and stakeholder updates.
Requirements:
• Minimum 5+ years of experience as a Test Engineer, preferably in banking or financial services
• domain.
• Hands-on experience in real-time / instant payment systems testing.
• Experience in Core Banking integration testing (preferably T24).
• Strong working knowledge of ISO 20022 messaging standards with practical testing experience.
• experience in API and MQ-based integration testing.
• Strong understanding of end-to-end banking transaction lifecycle, including validations, acknowledgements, and reconciliation processes.