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Senior Specialist, Product Management - Card on File Tokenization

Mastercard

Dublin, Ireland permanent

Posted: January 29, 2026

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Job Description

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Senior Specialist, Product Management - Card on File Tokenization

Overview:
At Mastercard Checkout Services, we’re on a mission to revolutionize online payments by making them more straightforward, efficient, and secure. Our commitment to innovation is evident in our suite of products, including Click to Pay, Secure Card on File Tokenization, Agentic Payments, and Token Authentication Service, all designed to create seamless digital payment experiences on a scale.

The Secure Card on File (SCOF) team is seeking a Senior Specialist, Product Management to play an important role in advancing 100% tokenization strategy, enabling safer, resilient, and more scalable digital payment across global merchants, PSPs, and ecosystem partners.
The ideal candidate will be passionate about enhancing B2B customer experiences, demonstrate unwavering motivation, possess intellectual curiosity, and maintain a data-driven analytical approach. Strong teamwork skills and the ability to work across geographical time zones are essential for this role.
Our vision is a future where every transaction is secured with a tokenized credential, and we’re looking for the right person to join us to achieve this.

Role:
• Translate customer needs and data findings into clear product requirements, enhancements, and readiness activities.
• Lead the development and execution of strategy to tackle under-tokenized segments.
• Collaborate with internal teams and external partners to drive adoption, resolve issues, and enable successful product rollouts.
• Create crisp product materials and recommendations that advance tokenization and strengthen Mastercard’s value proposition.

All About You
• Experience in product management, business analysis, or a related field, with strong problem solving and analytical skills.
• Strong organizational and project coordination abilities in fast paced, cross functional environments.
• Excellent communication skills and the ability to influence and collaborate across technical and business teams.
• Strategic thinker with enough technical fluency to translate customer needs into clear product requirements and improvements.
• Comfortable working hands on with data, research, and insights to support product decisions.
• Curiosity about technology, including how AI and emerging tools can solve real customer problems.
• Proficiency in Excel and PowerPoint; familiarity with payments or financial services is a plus

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

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