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Senior Software Engineer - Reconciliation

Mercury

San Francisco, CA, New York, NY, Portland, OR, or Remote within Canada or United States (Any Office or Remote) Remote permanent

Posted: November 3, 2025

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Job Description

In the heart of Switzerland, where the art of watchmaking has been perfected over centuries, lies a testament to precision, engineering excellence, and enduring quality. Swiss watches are renowned not only for their elegance but also for their intricate mechanisms that ensure accuracy and reliability. Each component, no matter how small, is crafted with meticulous care, and the entire system operates in harmony to keep perfect time. This tradition of excellence reflects the very essence of reconciliation—ensuring every detail aligns with precision.

At Mercury, our Reconciliation team embodies this same spirit. We are tasked with maintaining the integrity of billions in deposits across multiple financial institutions, ensuring that every transaction is accounted for accurately. Our platform integrates with every banking* primitive and payment rail, operates with near real-time efficiency, and provides clarity and confidence in our financial records. As we build and maintain this critical infrastructure, we seek engineers who can drive this effort with the same dedication to precision and longevity as Swiss watchmakers.

If you are passionate about building software that ensures the stability and trustworthiness of our financial systems, we invite you to take on this challenge. Together, let's craft a reconciliation platform that stands the test of time, much like the timeless elegance of a Swiss watch.

In this role, you will:

• Design and building out capabilities of our next-generation reconciliation platform

• Collaborate with cross-functional teams to deliver thoughtful & cohesive solutions

• Feel a strong sense of product ownership and actively seek responsibility – we often self-organize on small/medium projects, and we want someone excited to help shape and build Mercury’s future

• Work in an autonomous environment on a close-knit team, with a “startup within a startup” feel

• Develop empathy for both our internal and external partners in order to identify the best approach to solve the problem

The ideal candidate for the role:

• Has 3-7 years of backend development experience

• Knowledge of or excitement to learn Haskell, and proficiency in SQL

• Familiar with data pipelines and the manipulation of large amounts of data

• Empathizes with users and can channel their perspective to build lovable products

• Has made architectural decisions in the past and measured the impact of those decisions over time. You should be able to clearly articulate your technical opinions and lay out tradeoffs

• Communicates and collaborates effectively with peers and cross-functional counterparts

The total rewards package at Mercury includes base salary, equity (stock options), and benefits. Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

• US employees (any location): $166,600 - $208,300

• Canadian employees (any location): CAD 157,400 - 196,800

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.

We use Covey as part of our hiring and / or promotional process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on January 22, 2024. Please see the independent bias audit report covering our use of Covey here.

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