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Senior Software Engineer - AML Handling

Wise

Tallinn, , Estonia permanent

Posted: December 5, 2025

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Quick Summary

We're looking for a Senior Full-Stack Engineer (IC3) with strong backend skills to join our team in Tallinn, Estonia.

Job Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

More about our mission and what we offer.

 

About the Role

We're looking for a Senior Full-Stack Engineer (IC3) with strong backend expertise to join our team at Wise. You'll be a technical expert who contributes significantly to large-scale impactful projects while owning the engineering excellence of your team. As a product engineer, you'll not only build great technology but also deeply understand the "why" behind what we create.

 

What You'll Do

Technical Leadership & Delivery

• Own large-scale projects: Lead the technical roadmap and deliverables for significant, impactful initiatives (8+ engineering weeks)
• Design scalable systems: Build backend services and APIs with a long-term approach, using design patterns that enable easy iteration and scaling
• Full-stack contribution: Work across the entire stack with particular strength in backend technologies, ensuring seamless integration between frontend and backend systems
• Maintain system reliability: Take accountability for the availability, reliability, and security of the systems you build
• API-first design: Ensure all products are designed with strong, well-documented APIs that partners and internal teams can easily consume

Product & Strategic Impact

• Drive technical roadmap: Own and contribute to your team's technical roadmap alongside product partners
• Product thinking: Provide strong feedback on product roadmaps, always able to articulate why something is being built, what customer problem it solves, and expected impact
• Technical debt management: Proactively address technical debt and plan work to keep it within risk appetite
• Cross-team collaboration: Promote collaboration across teams to minimize duplicate work and align everyone toward common goals

Mentorship & Team Excellence

• Mentor engineers: Coach and assist other engineers in your team and broader engineering guilds
• Own onboarding: Lead the onboarding process for new engineers joining your team
• Engineering practices: Ensure your team follows Wise's engineering best practices (observability, security, database usage, testing, etc.)

 

What We're Looking For

Technical Expertise

• Backend mastery: Expert-level knowledge in backend technologies with up-to-date knowledge of your discipline
• Full-stack capabilities: Strong understanding of frontend technologies and ability to work across the entire stack
• Distributed systems: Solid understanding of distributed systems, microservices, and how to design them effectively
• System design: Experience designing and building scalable, maintainable systems with proper abstractions

Leadership & Collaboration

• Mentorship skills: Proven ability to coach and develop other engineers
• Cross-functional collaboration: Excellent communication skills across engineering, product, design, and other functions
• Ownership mindset: Embrace long-term ownership while building redundancy and knowledge sharing
• Cultural contributor: Exemplify Wise values and contribute

 

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

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