Senior Risk Manager - Internal Controls

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.

This Senior Risk Manager will establish and lead the Internal Controls function for Visa Brazil’s Risk team. The role is dedicated to developing, implementing, and maintaining robust monitoring processes, tools, and procedures to ensure compliance with Res. 150/522. The Senior Risk Manager will evaluate the effectiveness of controls, recommend improvements, and track activities and deliverables to ensure a fit-for-purpose control environment supporting ongoing regulatory requirements.

This position will report to Visa’s Brazil Head of Risk.

Key Responsibilities:

• Design, implement, and manage the Internal Controls framework aligned with Visa’s risk management policies and Res. 150/522 requirements.
• Develop testing protocols and perform regular assessments of controls covering credit, liquidity, operational, AML, end-user, fraud, ESG, and business continuity risks.
• Document and maintain procedures for internal control activities, including manual and automated controls within the Brazil's Risk Radar.
• Recommend adjustments to monitoring processes and tools based on risk assessments and regulatory changes.
• Track and report on activities, deliverables, and adherence to deadlines for controls-related projects.
• Coordinate with Risk, Compliance, Finance functions to ensure integrated risk management.
• Prepare semi-annual and annual reports on internal control effectiveness for internal and regulatory audiences.
• Lead benchmarking and quality assurance initiatives to maintain best-in-class controls.

Critical Competencies:

• Attention to detail and high ethical standards.
• Proactive problem-solving and adaptability.
• Strong collaboration and communication skills.
• Ability to manage and prioritize multiple projects.

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. 

Basic Qualifications:

• 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD 

Preferred Qualifications:

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• 8+ years of experience in internal controls, audit, risk management, or compliance.
• Deep understanding of control frameworks and regulatory requirements for card-industry/payments (Res. 150/522).
• Experience with process improvement, controls testing, and project management.
• Strong organizational and reporting skills.
• Degree in Accounting, Business, Finance, or related field.
• Fluent in English. Advanced in Spanish.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.