Senior Product Manager, Application & Purchase

Rhino + Jetty is making housing more affordable and accessible for millions of renters each year. R + J is the market-leading real estate platform dedicated to improving the financial lives of renters and the property managers who support them.

R + J has continued to expand its platform with end-to-end deposit management, simplifying how security deposits and insurance-based alternatives are offered, managed, and administered. Today, our comprehensive product suite—including security deposit insurance, cash security deposit management, lease guarantees, renters insurance, and loss of employment insurance—helps transform the renting experience by making moving easier, more affordable, and more transparent for everyone involved.

As a Senior Product Manager at Rhino + Jetty, you’ll be responsible for the consumer-facing quoting and purchase experience as well as the internal tools that we use to develop and manage the risk-bearing products we offer. You’ll partner closely with Risk, Insurance Product, Data Science, and Product Design & Engineering to translate models and risk strategies into customer-facing experiences that grow the business while protecting portfolio quality. 

This is a high impact, entrepreneurial role on a lean, flat Product team. You’ll report to the Chief Product Officer and will have direct exposure to the CEO and the rest of the Exec Team.

In this role, you will:

Own the strategy and roadmap for underwriting, pricing, purchase and payments across key products (e.g., security deposit insurance, cash deposit solutions, lease guarantees), including rules for which products we surface and how we can bundle.

Partner with Risk and Data Science to turn models, pricing frameworks, and underwriting guidelines into scalable, maintainable product capabilities.

Design and refine purchase experiences – both owned and embedded with partners – to improve application, offer, and bind rates while maintaining healthy loss ratios and unit economics.

Identify and evaluate new data sources and risk signals (internal and external) that can strengthen underwriting, improve pricing accuracy, or expand eligibility.

Define and monitor a KPI stack that aligns to business goals and use these metrics to drive prioritization and tradeoffs.

Collaborate with Legal, Compliance, and Risk to ensure our risk products and decisioning approaches meet regulatory, contractual, and partner expectations.

Partner with Servicing and Distribution PMs so experiences are coherent end-to-end—from eligibility & pricing at purchase, to servicing, renewals, and partner reporting.

We’re ideally seeking:

5+ years of experience in product management or a combination of product and analytics/strategy roles in fintech, insurtech, lending, or other risk-heavy domains, ideally in a business with an “embedded” / B2B2C go-to-market motion.

Strong familiarity with underwriting, pricing, or credit/risk decisioning (e.g., lending, insurance, BNPL, or similar).

Demonstrated success working with data science, actuarial, or analytics teams to ship model-driven features or platforms.

Comfort with experimentation and measurement (A/B tests, cohort analysis, lift measurement) and the ability to design tests that balance statistical rigor with speed.

Strong analytical and technical curiosity; you’re comfortable digging into datasets, understanding how models work at a conceptual level, and asking good questions.

Excellent communication skills—especially the ability to explain tradeoffs between growth, risk, and experience in a way that drives alignment.

Based in the New York area and willing to work in a hybrid model using our Manhattan office.

Compensation & Benefits

Base Salary Range: $140,000 - $200,000

Rhino + Jetty has partnered with a number of compensation benchmarking tools to determine competitive and fair market pay bands for our size and stage. Our goal is to ensure each employee is paid equitably and competitively while also maintaining a consistent and standardized methodology.

Individual pay decisions are based on a number of factors including qualifications for the role, experience level and balancing internal equity relative to other teammates.

Base salary is just one part of our Total Rewards Package here at R + J. In connection with this position, we also offer:

Competitive cash compensation package including base salary, milestone based bonus, and other financial perks

Medical, Dental, and Vision coverage (up to 90% employer contribution) - eligible from your start date

401(k), HSA, Life & Disability Insurance Coverage ($0 employee contribution for additional insurances)

Unlimited PTO Policy

Generous Paid Parental Leave 

Stock option plan to give our employees a direct stake in R + J’s success

Monthly lifestyle stipend to fit your needs (meals, wellness, co-working)