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Senior Mobile Engineer, Member AI Features

Sofi

CA - San Francisco Remote permanent

Posted: February 27, 2026

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Quick Summary

We're looking for a Senior Mobile Engineer to join our team and work on a wide range of AI features that will help shape the future of finance.

Job Description

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are looking for a Flutter Engineer with a natural inclination to solve complex problems across the company. You will play a pivotal role in our mobile app, shaping the future of SoFi’s home screen and other core experiences. This role requires robust expertise in mobile app development, a proven track record of shipping digital products at scale, and a relentless commitment to customer satisfaction. Flutter experience is strongly preferred, but not strictly required.

As a SoFi Flutter Engineer, you’ll be in the middle of it all. You’ll work across functional and organizational boundaries to ship new features, improve our system architecture, squash bugs, and hone your technical skills. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and delivery, and is a good mentor and co-worker.

At SoFi, collaboration between Product, Design, and Engineering is key. You’ll be involved throughout the entire product lifecycle – from ideation to deployment, iteration, and beyond – working alongside an all-star team of talented engineers.

What you’ll do:

• Deliver high quality code on schedule and communicate effectively with groups in and outside the development team

• Design and optimize high throughput GraphQL and REST integrations that support critical Banking experiences.

• Produce well-designed, scalable and reusable mobile architectures across large areas of the app.

• Contributes towards technical direction for mobile platform evolution and long term system improvements.

• Identify structural issues in our mobile systems and propose clear paths for remediation.

• Serve as the lead resolver during high severity incidents and ensure follow up actions address root causes.

• Act as a subject matter expert for key mobile domains and support teams through complex decision making.

• Champion engineering excellence, operational maturity, and technical consistency across the group.

• Mentor and coach engineers at all levels and help strengthen the judgment and capabilities of the broader mobile organization.

• Play a key role in roadmap development, long range planning, and resource discussions for the mobile group.

• Contribute hands on to critical projects while modeling best practices in code quality, performance, and reliability.

What you’ll need:

• Bachelor’s Degree in Computer Science or a related field, or equivalent professional experience

• 6+ years mobile programming experience in Android or iOS. Flutter experience is strongly preferred.

• Git-based distributed version control systems.

• Agile-based project development in a microservices environment.

• Test-driven development along with unit and integration testing.

• Experience with working with modern mobile design patterns.

• Strong debugging skills.

• Passion for solving complex problems.

• Work and play well with others; SoFi is a collaborative environment.

Nice to have:

• Experience integrating Large Language Models (LLM) into products

• Experience working with Flutter and other cross-platform technologies.

• Previous experience building platform-level frameworks and components in a large codebase.

• Reactive programming knowledge (RX, Coroutines, Streams).

• Deep experience working with GraphQL & REST APIs, modern mobile design patterns, and distributed systems.

• Understanding of S.O.L.I.D or G.R.A.S.P principles.

• Understanding of Clean Architecture patterns.

• Expertise in mobile performance tuning.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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