Senior Insurance Data Scientist

About us

Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks.

Opportunities to make an impact with bold thinking are real—and happening daily at Coalition.

About the role

The Senior Insurance Data Scientist will lead analytic and modeling initiatives that power Coalition’s cyber underwriting, pricing, and automation capabilities. They will transform complex insurance, cyber risk, and external signals into robust risk scores, insights, and tools that help underwriters grow profitably and safely. Sitting within the Underwriting Intelligence team, this role bridges actuarial, product, engineering, and underwriting to drive data-driven risk selection and workflow automation at scale.

Responsibilities

• Analyze diverse datasets (claims, cybersecurity risk signals, underwriting data, external firmographics) to uncover patterns that improve cyber risk selection and pricing.

• Conduct large-scale data analysis to design and validate high-value risk signals used in underwriting and risk evaluation.

• Develop, calibrate, and maintain statistical and machine learning models to assess cybersecurity risk with direct applications to underwriting, pricing, and portfolio management.

• Build clear reports, dashboards, and monitoring to track underwriting efficiency, automation rates, and risk selection quality, and communicate insights to technical and non-technical stakeholders.

• Apply statistical techniques to evaluate and refine Coalition’s cyber risk assessment methodology, including backtesting and performance monitoring.

• Provide analytical support and scenario analysis to help underwriting leadership balance growth, loss ratio, and automation.

• Identify and implement opportunities to automate underwriting workflows using advanced analytics, risk signals, and data products.

• Partner closely with actuarial, product, engineering, and underwriting to design, ship, and iterate on data-driven improvements; lead cross-functional initiatives in areas of expertise.

• Serve as a technical lead and mentor within the underwriting data science space, helping raise the bar for analytic rigor, documentation, and reproducibility.

• Contribute to and help develop agentic tools and decision-support capabilities within the underwriting workbench, especially for large market cyber accounts.

Skills and Qualifications

• Master’s degree in a quantitative field (e.g., Statistics, Mathematics, Computer Science, Actuarial Science, or related).

• 5+ years of experience in underwriting, quantitative analysis, or risk modeling in the insurance industry, ideally with cyber or specialty lines.

• Strong understanding of insurance underwriting, pricing, reserving, or risk management processes.

• Advanced SQL skills for querying complex, large-scale databases and joining disparate data sources.

• Expertise in data manipulation and analysis using Python, R, or similar tools (Python preferred for production collaboration).

• Experience with data visualization and BI tools (e.g., Tableau, Power BI, Looker) and building dashboards for operational and underwriting metrics.

• Proven ability to communicate complex analytical concepts to both technical and non-technical stakeholders, verbally and in writing.

• Comfortable collaborating with globally distributed and remote teams.

• Demonstrated experience leading projects or initiatives, mentoring peers, or acting as a technical lead.

Perks

• 100% public healthcare coverage

• 20 paid holidays (statutory minimum)

• Annual home office stipend

• Statutory pension (The employee and employer contribution % depends on the annual salary and the employee's age.)

• Mental & physical health wellness programs

• Competitive compensation and opportunity for advancement

Why Coalition?

Work at Coalition is centered on the joint mission to Protect the Unprotected. We have built a remote-first, highly inclusive culture that welcomes people from diverse backgrounds. We trust each other to take responsibility, share ownership of outcomes, and put in the work together to protect businesses from digital risk. Coalition’s exceptional growth stems from its ability to address real-world problems for organizations of all sizes while remaining true to our founding values of character, humility, responsibility, purpose, authenticity, and inclusion.

We’re always looking for collaborative, inquisitive individuals to join #OurCoalition.

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Anti-Discrimination Notice

Coalition is proud to be an Equal Opportunity employer. Our policy is to provide equal employment opportunities to all individuals, without discrimination or harassment on the basis of any characteristic protected by applicable laws in each country where we operate. This commitment includes, but is not limited to, ensuring equal treatment in recruitment, selection, training, promotion, transfer, compensation, and all other aspects of employment. Coalition does not tolerate discrimination or harassment of any kind, and we are dedicated to fostering an inclusive and supportive workplace.

Accommodations

Coalition is committed to providing reasonable accommodations to qualified individuals with disabilities, including applicants and employees, in accordance with applicable laws and regulations in each country where we operate. Our policy is to support equal opportunity in the hiring process by considering qualified applicants regardless of disability or other protected characteristics, unless providing accommodation would impose an undue hardship or disproportionate burden. If you require accommodation to complete an application, interview, pre-employment testing, or participate in the selection process, please contact us at [email protected]. We also consider all qualified applicants, including those with criminal histories, in line with applicable laws and regulations in each jurisdiction.

To all recruitment agencies: Coalition does not accept unsolicited agency resumes. Do not forward resumes to our email alias, employees, or other physical or virtual organization locations. Coalition is not responsible for any fees related to unsolicited resumes.