Senior Fiat Product Manager - OCBS & Channel Integration

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by over 280 million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.

Responsibilities:
• Own the product vision, roadmap, and execution for the Unified Checkout (OCBS), providing a single, scalable entry point for multiple payment methods
• Lead payment channel integration, including PSPs, local payment methods, and bank transfer channels across multiple regions
• Design and optimize payment orchestration and routing logic, such as payment method prioritization, fallback, retry, and failure handling, to improve success rate and reliability
• Drive continuous improvements in payment conversion, latency, and user experience through data analysis and experimentation
• Collaborate closely with engineering, risk, compliance, operations, and regional teams to deliver secure, compliant, and market-ready payment solutions
• Participate in the design of settlement, reconciliation, and fund flow processes related to fiat payments
• Support global rollout and localization of payment capabilities across different countries and regions
• Act as an independent product owner, identifying gaps, proposing solutions, and driving execution end-to-end

Requirements:
• 8+ years of experience as a Product Manager, with a strong background in payments, fintech, or large-scale internet platforms
• Hands-on experience with unified checkout, payment orchestration, or cashier systems
• Proven experience in payment channel integration, including PSPs, local payment methods, or bank transfer solutions
• Solid understanding of payment flows, success rate optimization, error handling, and payment lifecycle
• Strong data-driven mindset with the ability to use metrics to guide product decisions
• Excellent cross-functional communication and stakeholder management skills
• Experience working on global or multi-region products is a strong plus
• Experience with fiat on-ramp and off-ramp products for exchanges or trading platforms
• Familiarity with bank rails (e.g. ACH, SEPA, FPS, PIX, UPI) or large-scale PSP integrations
• Understanding of settlement, reconciliation, ledger, or fund flow systems
• Experience working in crypto exchanges, trading platforms, or Web3-related products

Why Binance
• Shape the future with the world’s leading blockchain ecosystem
• Collaborate with world-class talent in a user-centric global organization with a flat structure
• Tackle unique, fast-paced projects with autonomy in an innovative environment
• Thrive in a results-driven workplace with opportunities for career growth and continuous learning
• Competitive salary and company benefits
• Work-from-home arrangement (the arrangement may vary depending on the work nature of the business team)

Binance is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.
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