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Senior Data Scientist - Risk Analytics (Contract, São Paulo)

First Help Financial

São Paulo, State of São Paulo, Brazil Hybrid contract

Posted: May 7, 2026

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Quick Summary

We are looking for a Senior Data Scientist to join our team in São Paulo, Brazil, and work with our Risk Analytics team to develop and implement data-driven solutions.

Job Description

First Help Financial (FHF) is a fast-growing and culturally diverse company in the U.S. We provide auto loans to the underserved and care for our customers and partners with exceptional service. Through flexible financing options and tri-lingual support, we offer consumers an easier way to finance their first car. We lend to and support our portfolio which has consistently grown 30%+ each year over the last nine years.

Here you will find hard-working colleagues who come from over 20 countries. We hold ourselves to the highest standards of professionalism but also enjoy our work. Our culture and benefits are geared towards making you successful in life and comfortable at work.

Your Title: Senior Associate, Risk Data Science.

Your Location: Hybrid/Brazil HQ address - Nações Unidas 12901 - São Paulo - SP (this role requires ONE day per week in the office on a rotating schedule, plus an additional day in the office each month.)

You Report To: Associate Director, Risk Data Science.

Learn more about our awesome Analytics Team.

About the Opportunity:

First Help Financial, recently voted as a "Great Place to Work" for the fifth year in a row is seeking a Machine Learning Engineer to join our highly skilled and innovative team. First Help Financial is embarking on a new growth phase involving multiple game-changing projects.

What you will do:

• Your responsibilities include but are not limited to:
• Develop, validate, and maintain Originations, Pricing, Loss Forecasting, Servicing, and Collection scorecards.
• Evaluate various new programs and data sources and their impact on company’s profitability and potential growth.
• Perform ad-hoc and what-if analysis for various business process improvements and strategic initiatives.
• Continuously improve modeling methodology while keeping abreast of regulatory requirements for modeling usage in auto industry.

What you bring:

• Bachelor’s degree in Statistics, Engineering, Mathematics, Computer Science, Physics or related field is required, and graduate degree is a plus.

• 4+ years of industry experience in predictive modeling and data mining is required.

• Experience with data scripting language Python & SQL and analyzing large and complex data sets is required.

• Excellent knowledge of various statistical techniques and built statistical models (Logistic/linear Regressions, Boosting/bagging, SVM, Time series, Survival Techniques, Clustering, CHAID/Classification trees, Deep Learning etc).

FHF Benefits:

• Great Perks – We offer generous salaries, social activities, monthly lunches, and a robust employee recognition and talent development program to enhance your career with us.
• Culture - We are believers in maintaining a healthy work-life balance. While we work hard and care deeply about our customers and partners, we want you to have room for your family, friends, and yourself.
• Growth - Company growth provides unprecedented career growth. FHF’s extraordinary year over year growth in revenue and new markets provides opportunity for you to establish and develop your career growth. We engage each employee to build a career plan that benefits everyone, and we have a proven record of investing in you.

Diversity and Inclusion

FHF is committed to building a culture that respects and embraces all walks of life, inclusive of all genders, race, culture, age, sexual orientation, and other identities. We will make accommodations when interviewing anyone with special needs.

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