Senior Data Scientist, Credit Strategy

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SoFi Bank N.A seeks Senior Data Scientist, Credit Strategy in Cottonwood Heights, UT:

Job Duties: Work in the Credit team to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFi's lending products, including Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card. Collaborate with cross-functional teams such as Business Units Capital Markets, Product and Engineering, and use business knowledge and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers. Architect the pre-screen and underwriting strategies. Utilize deep analysis to power the future of lending with an optimal real-time data ecosystem - including multi-product, internal, bureau, third-party, and alternative data sources and uses. Responsible for innovation and embrace data-driven decisions. Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions. Full-time telecommuting is an option.

Minimum Requirements: Master’s degree (or its foreign degree equivalent) in Data Science, Business Analytics or related quantitative discipline, and four (4) years of experience in the job offered or in a related occupation.

Special Skill Requirements: 1.) Consumer Lending Domain Expertise; 2.) Credit Strategy Analytical Lifecycle; 3.) Analytical Models; 4.) Programming & Analytical Tools (SQL, Python and Excel); 5.) Analytical & Modeling Techniques (Decisions, Regression, A/B testing); 6.) Data analysis and machine learning; 7.) Fintech and Risk Domain Knowledge; 8.) Tools for Data Visualization; 9.) Experience defining experimentation strategies. Any suitable combination of education, training and/or experience is acceptable. Full-time telecommuting is an option.

Salary: $207,000.00 - $227,700.00 per annum & standard company benefits.

Submit resume with references using the apply button on this posting or by email to: Req.# 318.2 at: ATTN: HR, [email protected].

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Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

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