Senior Compliance Risk Analyst - Governance & Oversight

Mercury is revolutionizing finance for startups by building a complete, user-friendly banking* stack. We prioritize creating a secure and seamless experience for entrepreneurs while upholding the highest standards of compliance and safety.

We are looking for a Sr Compliance Risk Analyst to support and scale Mercury’s Compliance Management System (CMS), with a focus on governance operations, risk oversight, and workflow execution. This role will help ensure compliance risks, issues, and remediation efforts are tracked, governed, and escalated effectively as the company continues to grow.

In this role, you will report to the Senior Manager of Compliance Governance & Oversight and partner closely with Compliance, Risk, Legal, and business teams. This is a high-impact role with broad exposure across the compliance program, ideal for someone who enjoys building structure, improving processes, and enabling strong second-line oversight.

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

As part of the journey, we would expect you to:

Support and operate core CMS programs

• Support issues management, including intake, tracking, remediation follow-up, escalation, and reporting

• Support policy governance, including lifecycle management, reviews, approvals, inventories, and audit support

• Support third-party risk management (TPRM) activities from a compliance oversight perspective

• Contribute to compliance risk assessments, including data collection, documentation, and governance reporting

Enable effective governance and oversight

• Support compliance governance forums by preparing agendas, materials, minutes, and action tracking

• Maintain clear documentation evidencing oversight, challenge, decisions, and follow-through

• Assist with management- and committee-level compliance and risk reporting

• Support regulatory exams and audits by providing governance and oversight artifacts

Build practical, scalable workflows

• Help design, document, and improve workflows across the Governance & Oversight team

• Create templates, trackers, and process documentation to support consistency and audit readiness

• Identify gaps or inefficiencies in governance processes and propose practical improvements

• Support the maturation of governance standards as Mercury’s CMS evolves

There are lots of paths that could lead you to be successful in a role like this; we think the strongest candidates will have some of this experience:

• 2-5 years of experience in compliance, risk management, governance, audit, or a related field

• Hands-on experience supporting CMS components such as issues management, policy governance, risk assessments, or third-party risk

• Strong organizational and documentation skills, with attention to detail and follow-through

• Comfort working across multiple workstreams and partnering with senior stakeholders

• Ability to build structure and processes in a fast-paced, evolving environment

The total rewards package at Mercury includes base salary, equity (stock options), and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

• US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $107,400 - $120,900

• US employees outside of New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $96,700 - $108,800

• Canadian employees (any location): CAD $101,500 - $114,200

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.

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