Senior Anti-Fraud Analyst

Description

Viva.com, the 1st Tech Bank in Europe for Businesses, revolutionizes omnichannel payments acceptance, offers card issuing, loans and deposit accounts. Viva.com is the first to pioneer and holds the top position in the Tap on Any Device technology, enabling payments acceptance on any device or even without a device.

Today Viva.com is leading the transition to All-in-One business solutions, powered by its full suite of financial services. To that end, reflecting its holistic approach to business needs, Viva.com has built a dynamic ecosystem featuring over 450 tech partner-innovators in the software and hardware space. Connecting directly to all local payment schemes, alternative payment methods and payment systems across the continent, further strengthens Viva.com’s value proposition. 

Viva.com envisions to provide businesses a value-driven platform to accelerate the adoption of the latest technology. 

The Role

The Senior Anti-Fraud Analyst leads complex investigations across the anti-fraud domain and drives automation through AI-based tools and investigation bots. This role combines analytical excellence with hands-on AI automation capabilities to enhance operational efficiency, accelerate investigations, ensure compliance with Schemes requirements and overall improve the anti-fraud control environment.

The ideal candidate is a hybrid professional: a strong investigator with deep payments expertise and a mindset oriented toward AI-driven process automation.

Responsibilities

Lead complex investigations into fraud patterns, operational incidents, and dispute anomalies.
Conduct deep root-cause analysis using data models, dashboards, and system logs.
Identify systemic issues, recurring patterns, and vulnerabilities across operations.
Define, track, and optimize investigation KPIs and key risk indicators.
Maintain, monitor, and continuously improve the anti-fraud transaction monitoring ecosystem.
Design, develop, and deploy AI-powered investigation bots to automate repetitive tasks.
Build automation workflows using generative AI, Python, Airflow, LLM agents, and related tools.
Collaborate with Technology teams to integrate AI automations into risk and issuing platforms.
Enhance bot accuracy and performance through prompt engineering, fine-tuning, and feedback loops.
Identify areas where AI can reduce manual workload and accelerate investigation processes.
Produce clear, structured, and high-quality investigation reports and recommendations.
Collaborate with Product, Engineering, and Operations to resolve issues and improve system behavior.
Escalate critical incidents promptly and maintain structured stakeholder communication.
Stay updated on regulatory and scheme rules, maintaining a compliance matrix.
Provide cross-functional support, training teams on investigation bots and AI tools, and advising on risk mitigation.

At Viva.com, we believe in amplifying human potential through AI. When you join us, you're stepping into a future-forward environment where technology empowers every role, driving smarter, more efficient.