Senior Analyst, Compliance Technology Testing

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Senior Analyst, Compliance Technology Testing

Job Title: Senior Analyst, Compliance Technology Testing - Enterprise Solutions, Mastercard Transaction Services
Who is Mastercard?
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

MTS Overview:
Mastercard Transaction Services (MTS) is a global center of excellence within Mastercard for regulated payment services. It is the division responsible for the management of the legal entities under which all of Mastercard’s current licensed money transfer services (and in the future other regulated activities) will be conducted. The MTS division (and associated MTS shared services functions) are housed under the umbrella of Mastercard Transaction Services and are comprised of the components which are necessary to support the activities of a licensed payment services firm. These components include:
• The maintenance of payment institution /money transmitter licenses (and in future state, other applicable payment services licenses) for operating payments business in defined jurisdictions.
• Associated settlement accounts and other treasury services for the relevant MTS entity
• Compliance services including but not limited to real-time sanctions screening / AML / Fraud
• Regulatory reporting to the relevant regulators on behalf of the regulated business and its subsequent activities.
• Supporting several products and use cases globally, including Cross Border A2A, crypto (stablecoins) settlement, Open Banking, Acquiring and Master Merchant.
Role Summary
The Compliance Technology Testing Senior Analyst, based in Pune and reporting to the Technology Testing Manager, will support the execution of the Technology testing program across MTS entities. The role focuses on evaluating technology components supporting functions like Compliance are functioning accurately, consistently and in accordance to the Mastercard’s regulatory and policy requirements

Responsibilities
• Execute compliance technology testing reviews in accordance with the annual test plan.
• Assess design and operating effectiveness of controls across technologies and platforms supporting AML, sanctions, fraud prevention
• Suggestion technical enhancements identified during system testing for stakeholder review and implementation
• Prepare high-quality workpapers, reports, and documentation.
• Track remediation actions and validate issue closure.
• Collaborate with cross-functional teams including Compliance, Legal, Operations, and Product.
• Support regulatory examinations and internal audits as needed.

All About You
• 3–5 years of experience in technology testing, compliance technologies, audit, or risk management.
• Strong understanding of AML, sanctions, payments regulations, and operational risk.
• Demonstrated ability in data analysis, with strong analytical and interpretation skills preferred.
• Experience in testing methodologies, control frameworks, and documentation standards.
• Strong analytical, communication, and problem-solving skills.
• Ability to work independently and manage multiple priorities.
• Familiarity with payment systems or fintech environment is a plus.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.