Senior AML Investigator

Are you passionate about tackling financial crime and ensuring a safe, compliant environment for millions of small businesses worldwide?

If so, this role may be for you.

About SumUp

SumUp is a leading global fintech company committed to leveling the playing field for small businesses. Since 2012, we’ve been a trusted partner for over 4 million merchants in 36 markets worldwide.

Our mission is to make business simple and affordable by providing tools that help entrepreneurs get paid, manage finances, and grow their customer relationships.

About the Team

Our AML team plays a vital role in protecting SumUp, our merchants, and the financial ecosystem at large.

We conduct in-depth investigations, ensure compliance with global AML regulations, and work closely with cross-functional teams to maintain a secure and trustworthy environment.

As part of this team, you’ll contribute to building safer processes and supporting informed decision-making across the organisation.

What You Will Do

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Perform thorough PEP/Sanctions reviews and investigations, preparing well-structured reports for senior management decisions.

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Review UBO-related queries, conduct profile assessments and provide expert guidance to internal teams.

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Analyze and investigate transaction monitoring alerts for both incoming and outgoing transactions.

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Collaborate with cross-functional partners, sharing knowledge and supporting AML best practices.

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Ensure high-quality, detail-oriented work while adapting effectively to a dynamic environment.

You’ll Be Great for This Role If

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You have 1–2 years of AML/KYC experience plus 1+ year handling PEP/Sanctions escalations and report compilation.

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You bring solid knowledge of AML regulations, financial products, and investigative techniques.

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You’re skilled with analytical tools (Excel, Tableau) and quick to learn internal systems.

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You communicate clearly in English and work well with diverse teams.

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You’re proactive, organised, detail-oriented and uphold high ethical and professional standards.

Why you should join SumUp

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🌍 You’ll play a key role in a scale-up that in turn is part of a truly global team of 3000+ people from 60+ countries, spread across 4 continents.

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🚀 You'll have the opportunity to make an impact irrespective of your job description. You'll have the space to drive your career and take ownership of projects.

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🌴 You’ll receive 25 days’ paid leave, increasing with tenure, and paid vacation for certain occasions. You’d enjoy a paid 1 month Sabbatical vacation after 3 years.

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📚 You’ll receive an individual learning budget and can take 10 days educational leave to expand your skillset.

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🍎 You’d have monthly digital food vouchers.

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You’d have monthly budget for a wide choice of benefits and discounts ranging from transport, food, learning and more (re:benefit platform) 🚌🍗💡🎁.

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❤️ You'd have access to additional health insurance, life insurance and co-sponsored Multisport card 🎾.

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💜 You’d enjoy funded therapy & coaching sessions with licensed psychotherapists.

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👶🏼You’d enjoy a child birth/adoption bonus.

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👥 You’d have access to an attractive referral program.

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🚌 You’d have access to a free shuttle buses from Joliot-Curie metro station and more.

This job is on-site - Sofia

About SumUp: At SumUp, we believe in the everyday hero – small business owners. We create powerful, easy-to-use financial solutions to help them succeed. Our diverse teams across Europe, South America, and the United States work together with a founder's mentality and a 'team-first' attitude.

SumUp is an Equal Employment Opportunity employer, promoting diversity and inclusion. We strictly prohibit harassment of any kind and ensure a healthy and safe workplace.

To apply, submit your resume directly; we do not accept unsolicited resumes from any source other than directly from a candidate.

Job Application Tip

We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.