Senior AI Scientist

Intuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 140 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and loans (car, home and personal) and savings accounts and checking accounts* – all for free. Credit Karma has grown significantly through the years: we now have more than 1,700 employees across our offices in Oakland, Charlotte, Culver City, San Diego, London, Bangalore, and New York City.

*Banking services provided by MVB Bank, Inc., Member FDIC

Senior Data Scientist

Credit Karma is looking for a results-oriented and strategically innovative Senior Data Scientist who is passionate about applying machine learning to solve financial challenges for millions of members. In this role, you will drive data-informed decisions and deliver AI-powered recommendations that help our members achieve their financial goals. Data Science plays a ubiquitous role in Credit Karma’s product, serving as the foundation for core machine learning capabilities that drive monetization, personalization, and a value-centric experience for our members. As such, this role is highly cross-functional and requires tight partnerships with a wide range of functions - including engineering, product, marketing, finance and analytics.

We are seeking a Senior Data Scientist to drive innovation in the development and application of data science techniques that power the most relevant financial products including and actionable recommendations at Credit Karma. This role is ideal for someone who combines strong statistical and machine learning skills with business acumen and cross-functional collaboration.

What you’ll do:

• Partner with colleagues throughout the organization to identify high-impact opportunities to leverage our extensive data to better serve our users

• Responsible for accelerating revenue and engagement advancement through disruptive and continuous improvements in various data science models (targeting, marketing campaigns, etc.), feature engineering including user profiles and behavior, personalization, etc.

• Participate research efforts with other team members to explore the frontiers of GenAI, Deep Learning, Recommender systems, and other areas, as they apply to Personal Finance

• Collaborate closely with partner teams to define metrics that quantify various aspects of our business, including but not limited to revenue, engagement, user experience, etc. Provide solid statistical bases in designing experiments.

• Represent Data Science in cross functional meetings and reviews. Be able to translate difficult technical subject matter to business partners

• Represent Credit Karma in external forums such as conferences and meetups, and act as an evangelist for CK team in such forums

What’s great about the role:

• You will work with large scale Machine Learning Models to optimize for Personal Finance Products

• You will be part of a highly impactful team, who are working on large scale projects that directly impact the business and members

• You will experience both personal and professional growth as you encourage growth throughout the team

Minimum Basic Requirement:

• MS in Computer Science, Mathematics, Statistics, Physics or a related quantitative discipline

• 5+ years of industrial experience in Data Science, Machine Learning and related areas, ideally in hyper-growth consumer Internet scenarios

• Deep statistical understanding of data at scale

• Authoritative knowledge of Python/R and SQL

• Experience with advanced modeling techniques, such as deep neutral network, collaborative filtering, matrix factorization, time series analysis, mixed-effect models, etc

Preferred Qualifications:

• Experience with driving monetization, member engagement, longer term member value through AI

• Experience working on large scale AI systems with applications across machine learning and generative AI, AI infrastructure, data foundation, and self-serve analytics through DS methods

• Ability to balance fast paced environments at a large scale company

• Ads business and product experience

Credit Karma’s mission of championing financial progress for all starts from within. That’s why we implemented role-based compensation, which ensures people who are in the same role receive the same pay with variations for geographic location only. It’s all part of a more comprehensive DEI strategy that helps level the playing field. The base salary range for this role is $296,068, plus equity and benefits.

Benefits at Credit Karma includes:

• Medical and Dental Coverage

• Retirement Plan

• Commuter Benefits

• Wellness perks

• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)

• Education Perks

• Paid Gift Week in December

Equal Employment Opportunity:

Credit Karma is proud to be an Equal Employment Opportunity Employer. We welcome all candidates without regard to race, color, religion, age, marital status, sex (including pregnancy, childbirth, or related medical condition), sexual orientation, gender identity or gender expression, national origin, veteran or military status, disability (physical or mental), genetic information or other protected characteristic. We prohibit discrimination of any kind and operate in compliance with applicable fair chance laws.

Credit Karma is also committed to a diverse and inclusive work environment because it is the right thing to do. We believe that such an environment advances long-term professional growth, creates a robust business, and supports our mission of championing financial progress for everyone. We offer generous benefits and perks with a single eye to nourishing an inclusive environment that recognizes the contributions of all and fosters diversity by supporting our internal Employee Resource Groups. We’ve worked hard to build an intensely collaborative and creative environment, a diverse and inclusive employee culture, and the opportunity for professional growth. As part of the Credit Karma team, your voice will be heard, your contributions will matter, and your unique background and experiences will be celebrated.

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