Securitisation & ABS Product Risk Specialist – Senior Manager

Excited to grow your career?

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

Global Risk Management (GRM) at BBVA is a world-class function that ensures the Group's solvency and sustainability. Within Corporate & Investment Banking (CIB), our Product Risk team acts as a strategic partner to the business. We don't just monitor; we enable sustainable and profitable growth by providing expert analysis on complex structured finance. You will join a high-performance, international environment where risk management is driven by data, innovation, and a deep understanding of the underlying risks.

About the job:

As a Product Risk Specialist, your mission is to lead the risk assessment and monitoring for the Securitisation and Asset-Backed Securities (ABS) portfolios. You won't just analyze numbers; you will be a key influencer in the transaction lifecycle, from initial screening to final approval.

Your impact:

• Drive the credit risk strategy across securitisation, asset-backed financing, warehousing, and ABS portfolios.

• Act as a lead advisor during transaction screening, providing strategic structuring feedback to origination and product teams to optimize risk-return profiles.

• Own the end-to-end credit proposal process, delivering independent, high-quality analysis that integrates industry trends, portfolio data, and market intelligence.

• Build and maintain strong strategic partnerships with business lines and global credit committees to facilitate informed decision-making.

• Lead initiatives to evolve product guidelines, reporting frameworks, and governance standards.

• Proactively manage portfolio health through advanced stress testing and early-warning mechanisms.

Mandatory Requirements:

• Specific Technical Knowledge:

• Deep expertise in Securitisation, Asset-Backed Finance (ABF), and Structured Credit (ABS, CLO, and Warehousing).

• Advanced capability in independent risk analysis, with a focus on structure robustness and underlying portfolio quality.

• Strong command of credit documentation, with the ability to provide constructive critiques and propose structural enhancements. 

• Experience:

• Proven track record in a Senior Risk role or a Front Office structuring role within a top-tier financial institution.

• Experience in managing complex stakeholder environments and defending credit views at a committee level.​

• Languages:

• English: Full professional proficiency (written and verbal) is essential for this global role.

• Spanish: Professional working proficiency is highly valued.

• Personal Skills:

• Analytical Excellence: Ability to distill complex data into clear, actionable insights for senior leadership.

• Strategic Influence: Capable of building consensus and navigating dynamic environments with a focus on results and professional balance.

• Proactive Ownership: A mindset geared towards continuous improvement and identifying risks before they materialize.

Nice to have:

• Knowledge of Structured Trade Finance products (Borrowing Base, Inventory Finance, or Export Credit Agency loans).

• Experience with Data Analytics tools or Risk Modeling.

Please note that priority will be given to candidates who are eligible to work in the UK.

Skills:

Empatía, Ética, Innovación, Orientación al cliente, Pensamiento proactivo