Risk Management Expert (Fintech)

Mangopay is a wallet-based payment infrastructure built specifically for organisations with complex, multi-party fund flows. A pioneer in multi-party payments.

Our solution optimises fund flows on behalf of the organisations we work with using wallets as programmable, composable building blocks.

Mangopay’s regulated platform collects payments, secures transactions and holds funds, splits money between the various parties in the funds flow, and ultimately manages the payout to service providers, sellers, and consumers.

Platforms and fintechs using Mangopay regain control and transparency over multi-party payment flows, generate additional revenue, and improve operational efficiency. They can stay compliant while innovating and scaling.

Our team of 300+ people is spread across offices in Madrid, Paris, Warsaw, Berlin, Luxembourg and London. We're looking for talented individuals to join us in tackling the exciting challenges ahead.

At Mangopay, you’ll be part of a supportive, diverse team committed to building scalable solutions and driving change in the fintech space!

Job Description

We are seeking a highly skilled and detail-oriented Risk Management Expert to join our Risk Management team. This role can be based in Luxembourg, Madrid, or Paris.

The ideal candidate will assist the team in the following areas:

• Risk Assessment and Analysis: Perform Process and Risks & Controls mapping. Conduct comprehensive risk assessments to identify potential areas of vulnerability and propose strategies to mitigate operational, financial, and compliance risks.

• Policy and Procedure Development: Develop, review, and enhance internal policies, procedures, and guidelines to ensure adherence to Risk Management best practices, regulatory standards, and internal control objectives.

• Internal Control Framework Development: Collaborate with cross-functional teams to design and implement an effective internal control plan tailored to the organization's specific needs and objectives.

• Control Testing and Monitoring: Design and execute testing procedures to evaluate the effectiveness of internal controls and identify deficiencies or areas for improvement. Establish monitoring mechanisms to track and report on control performance.

• Internal Audit Support: Collaborate with internal audit teams to facilitate audit planning, provide documentation and evidence as required, and address any findings or recommendations arising from audit activities.

• Training and Awareness: Conduct training sessions and workshops to educate employees on Risk Management and internal control policies, procedures, and compliance requirements, fostering a culture of accountability and integrity throughout the organization.

• Continuous Improvement: Proactively identify opportunities to streamline processes, enhance controls, and optimize operational efficiencies through the implementation of innovative solutions and best practices.

Who you are :

• Master's degree in a related field. Any professional certifications (e.g., CIA, CISA, CRMA) would be an asset.

• Proven experience of at least 5 years in internal control, risk management, audit, or compliance roles within the financial services or Fintech industry.

• Strong understanding of regulatory requirements, industry standards, and best practices related to internal control, compliance, and risk management.

• Excellent analytical skills with the ability to assess complex issues, identify root causes, and develop practical solutions.

• Effective communication and interpersonal skills, with the ability to collaborate cross-functionally and influence stakeholders at all levels of the organization.

• Detail-oriented mindset with a commitment to accuracy, thoroughness, and integrity in all aspects of work.

• Proficiency in Microsoft Office Suite and experience with internal control software or enterprise risk management tools is desirable.

• English fluency is mandatory, knowledge of other languages would be an asset.

Additional information:

• HR Call

• 1st Interview with our Senior Risk Manager

• 2nd interview with our VP of Global Compliance and Risk

Interested in this position? Apply without a second thought!

For us, applications are all very welcome. Our differences are our wealth: we are committed to promote and embody all shades of diversity for a more inclusive and equitable society

We care about equal employment opportunities, so all qualified applicants will receive equal consideration regardless of their race, colour, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status.