Risk and Compliance Officer

About Windcave:

Windcave is a global leader in payment technology, offering a unified platform that consolidates all payment solutions into a seamless ecosystem. Operating in 42 countries with offices in 13 locations, we process billions of transactions annually, providing businesses with a comprehensive payment solution through a single provider. Our team of over 450 professionals supports more than 57,000 merchant locations globally, driving innovation and ensuring scalability in a fast-paced, tech-driven environment. Join us to shape the future of global payments and experience the cutting edge of financial technology.

About the Role

We are looking for an experienced Risk & Compliance Officer for our Malta office. This role is ideal for someone who is comfortable taking ownership of regulatory reporting to the MFSA, the Central Bank of Malta (BoM), and the Board, and who can operate autonomously while collaborating with our global compliance team.

You will lead the development, implementation, and monitoring of our compliance and risk frameworks in Malta, ensuring that we meet all legal, regulatory, and internal policy obligations.

Key Responsibilities

Serve as the Malta compliance lead, overseeing all compliance activities and reporting to the MFSA and BoM.

Prepare and deliver reports for the Board of Directors and executive stakeholders.

Develop and maintain risk and compliance programs aligned with Maltese regulations and Windcave global standards.

Ensure policies, procedures, and controls are up to date and effectively implemented.

Oversee enterprise-wide risk management processes.

Act as the local Data Protection Officer (DPO) and liaise with the global DPO to ensure GDPR compliance.

Coordinate internal/external audits and regulatory reviews.

Facilitate staff training on risk, compliance, and data protection matters.

Provide daily compliance and regulatory support to local teams.

What We’re Looking For

3–5+ years of experience in compliance/risk roles within the payments or financial services industry.

Strong working knowledge of MFSA regulations, BoM reporting requirements, and board governance processes.

Experience in liaising with regulators and handling audits.

Demonstrated ability to operate independently in a fast-paced environment.

Excellent written and verbal communication skills in English (Maltese is a plus).

Strong understanding of GDPR and data protection regulations.

Experience with payment systems, banking networks, and acquiring would be advantageous.

Relevant qualifications in law, business, finance, or compliance (a law degree is a plus).

Why Join Windcave?

A career path in one of the fastest-growing global fintech companies.

Supportive global compliance structure with local autonomy.

A collaborative team environment and mentoring opportunities.

Flexible hybrid work arrangement.

Be part of a diverse, inclusive, and people-first organization.

How to Apply

We review applications individually and strive to make the process open and comfortable. After an initial screening call, you may be invited for an in-person or virtual interview with our team. Even if you don’t meet every single qualification, we encourage you to apply. You may be the right fit for this or future opportunities.

What's in it for you?

This is what you can expect working with us:

Competitive remuneration package

Opportunities to grow and advance your career in the Technology & Payments industries

Hybrid work option (3 days’ work from office and 2 days’ work from home)

Regular social events and team building activities

Diverse, energetic and friendly team environment

If you are looking for an exciting career with an organization that is experiencing tremendous growth and offers enormous career development opportunities, then we invite you to join us!