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Regulatory Reporting Specialist – Central Bank (CADOCs)

Cloudwalk

São Paulo Remote permanent

Posted: January 6, 2026

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Quick Summary

We are looking for a specialist to act as the technical reference for regulatory reporting to the Brazilian Central Bank (BCB), with a strong focus on Financial Statements (DFs), CADOCs, and external audit coordination.

Job Description

About CloudWalk:
We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of happy customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically.

We are looking for a specialist to act as the technical reference for regulatory reporting to the Brazilian Central Bank (BCB), with a strong focus on Financial Statements (DFs), CADOCs, and external audit coordination. You’ll play a key role in ensuring that all submissions are accurate, timely, and audit-ready.


What You'll Be Doing:
• Lead the regulatory accounting close process and the preparation of Balance Sheet, Income Statement (DRE), Cash Flow (DFC), Statement of Changes in Equity (DMPL) and Notes, under COSIF and CPC/IFRS (when applicable).
• Prepare, validate, and submit CADOC reports and other regulatory filings applicable to Payment Institutions (Segment S3), maintaining full audit trails and reconciliations with the general ledger.
• Manage and improve the regulatory reporting calendar, anticipating risks and developing action plans as needed.
• Design and maintain internal controls and automated data quality validations (completeness, accuracy, consistency, timeliness), supported by KPIs and SLAs.
• Act as the main point of contact for external auditors, handling PBC lists, Q&As, circularization processes, and coordination with internal stakeholders.
• Collaborate with Data and Engineering teams to document business rules, enhance ETL/ELT pipelines, and automate checks and reporting packages.
• Support Treasury, Risk, FP&A, Legal, and Compliance teams with regulatory data and financial statement analysis.
• Monitor regulatory changes from BCB/CMN applicable to Segment S3 and lead updates to internal processes and templates.


What You Need to Succeed:
• Bachelor’s degree in Accounting, Economics, Business Administration, or related fields.
• (Active CRC registration is a strong plus.)
• Experience in accounting or regulatory roles within financial or payment institutions, with hands-on work in DFs, COSIF and CADOCs.
• Solid experience with external audits (Big 4 or similar), including planning, execution, and issue resolution.
• Advanced Excel/Google Sheets and basic to intermediate SQL for reconciliation and data testing.
• Working knowledge of BCB/CMN regulations applicable to Segment S3 Payment Institutions and internal controls frameworks.
• Excellent command of Portuguese; English for reading/writing regulations and auditor communications is desirable.


Nice-to-Have:
• Understanding of IFRS 9 (credit risk classification and expected loss modeling).
• Familiarity with Python (pandas) for automation of checks and reporting packages.
• Experience with BI tools (Looker, Data Studio, Power BI) and cloud databases (BigQuery, Snowflake, Postgres).


Join us at CloudWalk, where we’re not just engineering solutions; we’re building a smarter, AI-driven future for payments—together.

By applying for this position, your data will be processed as per CloudWalk's Privacy Policy that you can read here in Portuguese and here in English.

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