Product Owner/Lead (Fiat On-Ramp)

Confidential

Hong Kong, Hong Kong permanent

Posted: January 30, 2026

Job Description

Position

Responsible for the overall strategy and execution of the company’s fiat on-ramp products, covering deposits/withdrawals, card issuance, and trading pairs. Ensures compliance, stability, scalability, and drives global business growth.

Key Responsibilities

1.Strategy & Product Management

Define the overall strategy and long-term roadmap for fiat on-ramp products, covering deposits/withdrawals, card issuance, and trading pairs.

Manage the full product lifecycle from planning and execution to iterative optimization, ensuring business growth and enhanced user experience.

2.Cross-Border Payments & Compliance

Integrate with banks, payment gateways, and wallet services.

Collaborate with legal/compliance teams to design and implement KYC/AML mechanisms, ensuring regulatory compliance.

3.Infrastructure & Capability Building

Build and optimize core capabilities such as user center, card management, channel routing, and refund center.

Enhance platform reusability, scalability, and stability.

4.Data-Driven Optimization

Track key metrics (conversion rate, settlement success rate, complaint rate) to drive continuous iteration and improvement.

Analyze user behavior and propose innovative strategies and product enhancements.

4.Cross-Functional Collaboration

Work closely with engineering, risk control, operations, customer service, and marketing teams to deliver complete product solutions.

Develop localized fiat on-ramp strategies tailored to different countries and regions.

Requirements

1.Experience

7+ years of experience in payments, cross-border remittance, or fintech product management; experience in digital assets/cryptocurrency is a plus.

Knowledge of FX management and hedging mechanisms, with prior experience in FX position management product design.

Familiar with global payment operations and local compliance requirements; prior experience in exchanges or internet payment integration preferred.

Strong understanding of credit card payments (authorization, clearing, refund), open banking, and PSP integration processes.

2.Education & Skills

Bachelor’s degree or above in Finance, Computer Science, Economics, or related fields preferred.

International perspective; fluent in English, able to liaise with global payment partners.

3.Personal Competencies

Strong learning ability and self-motivation; capable of planning long-term product roadmaps and driving iteration.

Resilient under pressure, able to manage multi-threaded tasks.

Strong collaboration spirit and ownership mindset; proactive in identifying issues and driving closure.

Excellent communication and coordination skills; effective in cross-team collaboration.

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