Product Manager, Consumer Propositions & Portfolio

Product Manager II, Consumer Propositions & Portfolio

• Build market-leading financial products that customers love, while shaping the future of Zip’s consumer, every day spend portfolio

• You'll bring experience in credit card financial product management, including experience owning T&Cs, P&L, pricing and TMDs

• Hybrid working model with 2 in-office team collaboration days

Write your story with a career at Zip

You’ll join Zip’s Consumer Propositions & Portfolio squad, a team focused on shaping, evolving and scaling the products that sit at the heart of our consumer offering. Working closely with product, marketing, risk, finance, operations and customer teams, this squad balances bold innovation with disciplined execution to drive sustainable, profitable growth.

As a Product Manager, you’ll own the end-to-end success of one or more consumer financial products. From defining strategy and product construct through to roadmap delivery and commercial outcomes, you’ll bring together customer insight, data and cross-functional collaboration to build experiences that genuinely change the game for our customers and merchants.

What you'll own

• Setting and evolving the product strategy for your assigned product or products, balancing immediate priorities with long-term growth

• Ownership of the product construct, including pricing, features, limits, interest free periods and account types

• Defining, maintaining and delivering a clear, high-quality product roadmap that drives customer and commercial outcomes

• Driving measurable business performance across revenue, growth, cost of sales and portfolio health

• Partnering with digital and journey teams to influence end-to-end customer experiences that unlock value

• Working with Marketing to define compelling customer and merchant value propositions, messaging and targeting

• Championing operational excellence by working closely with customer support, sales and operations teams

• Regularly reviewing and optimising the existing portfolio to drive profitable, sustainable growth

• Ensuring products remain compliant by partnering closely with legal, compliance and risk

• Owning product performance metrics, KPIs and OKRs to track success and inform decision making

• Acting as the internal advocate for your product by staying deeply connected to customers and merchants through regular engagement

What you'll bring to the team

• Experience in product management within technology, payments or financial services, with a strong focus on customer outcomes

• Proven ability to use data and insights to design, launch and scale products

• Strong commercial acumen with experience driving financial and growth results

• Excellent stakeholder and relationship skills, with the ability to build alignment and momentum across teams

• Compelling storytelling skills that bring people along on the ‘why’ behind product decisions

• A bias for action and an emerging leadership mindset that leads through doing

• Ability to translate product strategy into clear growth, engagement and performance metrics

• Comfort working in fast-paced environments while creating space for collaboration and diverse perspectives

• A mindset that embraces AI and new tools to adapt, learn and grow.

• An aptitude for identifying and managing risks. Whether you are a People Manager or an Individual Contributor, we are all leaders at Zip, therefore effective risk management is important to how we run our business and part of all our roles.

• Our values in your DNA: Customer First, Own It, Stronger Together and Change the Game

What you’ll get in return

As we write this next exciting chapter in our story, we will continue to move at pace and embrace change. For you, this might mean opportunities to learn new skills with hands-on experience, broader responsibilities, or the buzz of seeing your work impact customers faster.

Zip is a place where you’ll get out exactly what you put in. When you join the team, we'll do our best to make sure you can be yourself and surround yourself with smart, friendly colleagues and leaders who have your back, so that you can make the big things happen.

Zipsters tell us these are just some of the best things about working here. You’ll also receive:

• 25 days paid leave annually, including birthday leave and quarterly wellbeing days

• 16 weeks paid parental leave for primary carers, and 4 weeks for supporting carers

• Family support policies including miscarriage bereavement leave and domestic violence leave

• Mental health and wellness initiatives, including $299 annual wellbeing allowance, free access for you and family members to our EAP service Sonder, discounted private health insurance and great rates on fitness sessions through ClassPass

• 2 days paid volunteering leave per year

• Access to the Flare Benefits Hub and Novated Leasing for savings across lifestyle, essentials and wellbeing

• Fee-free Zip products, and discounts with Zip merchant partners

• Team social events, epic offices, free breakfast daily, and weekly free lunches

Be a part of a team that reflects the diversity of our customers

We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.

Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience.

And finally…get to know us

Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together.

Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.

#LI-hybrid