Private Credit Analyst - Portfolio Management

The work we do has an impact on millions of lives, and you can be a part of it.
We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.

The Private Credit Analyst supports the underwriting and ongoing monitoring of privately negotiated credit investments across Protective’s private investment strategies. The role assists senior analysts and portfolio managers in executing a disciplined investment evaluation and portfolio management process, while building core analytical and modeling capabilities.

This position offers exposure to private credit underwriting, portfolio analytics, and investment research within Protective’s investment organization.

Key Responsibilities:
• Assist in analyzing credit risk through financial, business, and industry research on borrowers, portfolio companies, and managers

• Support preparation of written and verbal credit opinions and investment materials

• Contribute to relative value analysis across capital structures and transaction terms

• Build and maintain Excel‑based financial models, including cash flow, scenario, and sensitivity analysis

• Monitor portfolio performance, manager results, and relevant market developments

• Apply firm tools and analytics to support downside risk evaluation

• Communicate findings to senior team members and investment partners

• Develop foundational relationships with internal stakeholders and external counterparties

Core Competencies:
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Credit & Financial Analysis

• Foundational understanding of financial statement analysis, credit metrics, and capital structures

• Ability to evaluate company fundamentals, transaction terms, and downside risk

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Financial Modeling & Analytics

• Proficiency in Excel‑based financial and cash flow modeling

• Experience performing scenario and sensitivity analysis

• Strong Excel skills, including formulas, lookups, and data organization

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Investment Research & Portfolio Support

• Ability to conduct financial, business, and industry research on borrowers, portfolio companies, and managers

• Support portfolio monitoring, performance analysis, and market trend assessment

• Assist in preparing investment materials, credit opinions, and internal reports

•
Communication & Collaboration

• Clear written and verbal communication skills

• Comfortable participating in meetings and engaging with internal stakeholders and external counterparties

• Ability to synthesize complex financial information and communicate key insights

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Professional Effectiveness

• Strong analytical thinking, attention to detail, and sound judgment

• Ability to manage multiple priorities in a team‑oriented environment

• Proactive mindset with willingness to learn, take feedback, and work independently when needed

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Tools & Systems (Preferred)

• Experience with Bloomberg Terminal or similar financial data platforms

• Familiarity with investment analytics tools and reporting processes

Minimum Qualifications::
• Bachelor’s degree in Finance, Accounting, Economics, or related field

• 2 years of relevant, cumulative experience (credit analysis, investment banking, asset management, accounting)

• Proficiency in Microsoft Excel and financial modeling

Preferred Qualifications:
• Bloomberg Terminal experience

• Prior exposure to private credit or leveraged finance

• Demonstrated interest in investment management

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Employee Benefits:
We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.

Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.

Accommodations for Applicants with a Disability:
If you require an accommodation to complete the application and recruitment process due to a disability, please email [email protected]. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.

Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process.

We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.