Pricing Analyst - Credit Products

Internal use only - Grade F

About us.

We’re the team behind digital retailer Very.

Our purpose, helping families get more out of life, powers everything we do.

And we want our people to get more out of life too! If you’re high-performing, ambitious and make the most of every opportunity, we want to hear from you. In return, you’ll enjoy heaps of flexibility, great perks and benefits, and the freedom to be yourself, keep learning and take your career wherever you want it to go.

If you love making a difference, you’ll love making it sparkle for millions of Very customers. ✨

About the role.

We are recruiting two Pricing Analysts - Credit to shape and deliver the pricing strategy for the Very Pay Revolving Credit Account. Pricing is one of the most critical profit and loss levers in our financial services business, and these roles play a key part in driving commercial success while delivering fair outcomes for customers.

Both positions require the same technical depth and commercial capability, with one focused on New Customer pricing strategy and the other on Existing Customer pricing optimisation. You will work with large datasets, advanced analytical techniques, and cross functional partners to help us develop, refine, and implement pricing models that support sustainable growth.

What you’ll be doing:

• Develop, implement, and refine pricing models and strategies informed by customer behaviour, market trends, and financial performance.

• Build and maintain segmented pricing models and track model inputs versus actual performance.

• Analyse KPIs and deliver clear reporting on pricing performance and portfolio profitability to senior stakeholders.

• Conduct financial impact analysis for new initiatives, assessing risk and reward trade-offs and forecasting profitability.

• Partner with teams across marketing, product, risk, finance, and legal to ensure pricing strategies align with business objectives.

• Support marketing in planning promotional campaigns and communicating pricing decisions.

• Present findings, recommendations, and strategy proposals to senior leadership in a clear and compelling format.

• Test and understand relationships between price, response, and customer behaviour and assess the resulting impact on P&L.

About you.

• Advanced analytical and quantitative skills with the ability to turn complex data into actionable insights.

• Highly numerate and commercial, with experience in pricing within lending environments, ideally credit cards or consumer lending

• Strong technical capability with SQL, Python, SAS, or similar analytical tools.

• Solid understanding of financial principles, lending economics, and P&L drivers.

• Strong experience building Unit of One models, elasticity modelling, or regression analysis.

• Excellent communication skills with the ability to present technical concepts to non-technical audiences.

• Strategic thinking, problem solving strength, and the ability to balance commercial, risk, and customer outcomes.

• A proactive, collaborative approach and the confidence to engage with stakeholders at all levels.

• The potential to grow and progress within the Group over time.

Some of our benefits

• Flexible, hybrid working model

• Inclusive culture and environment, check out our Glassdoor reviews

• £1,000 flexible benefits allowance to suit your needs

• 30 days holiday + bank holidays

• LinkedIn learning access

• Bonus potential (performance and business-related)

• Up to 25% discount on Very.co.uk

• Matched pension up to 6%

• More benefits can be found on our career site

How to apply

Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and if a specific requirement of your role a DBS (criminal records) check. Should your application progress we require you to let the team know if there is anything you need to disclose in relation to any of these checks prior to them being undertaken, including any unspent criminal convictions.

What happens next?

Our talent acquisition team will be in touch if you’re successful so keep an eye on your emails! We’ll arrange a short call to learn more about you, as well as answer any questions you have. If it feels like we’re a good match, we’ll share your CV with the hiring manager to review. Our interview process is tailored to each role and can be in-person or held remotely.

You can expect a two-stage interview process for this position:

1st stage - An informal 30-45 minute video call with the hiring team to discuss your skills and relevant experience. This is a great opportunity to find out more about the role and to ask any questions you may have.

2nd Stage – A one-hour formal task based interview where you can expect both competency and technical questions.

As an inclusive employer please do let us know if you require any reasonable adjustments.

If you'd like to know more about our interviews, you can find out here.

Diversity, inclusion and equal opportunities
We’re building a culture of everyday inclusion, and welcome applications from anyone who believes they can do the job. We don’t discriminate based on age, disability, gender reassignment, marriage or civil partnership, pregnancy or maternity, race, religion or belief, sex, or sexual orientation.

We want our recruitment process to be accessible to everyone. If you need reasonable adjustments to apply, interview, or perform a role, let us know via [email protected]. We’ll be happy to support you.

We’re proud to be a Disability Confident Committed Employer and have nine brilliant colleague networks - including DAWN (Disability Awareness at Very) and Think (Neurodiversity at Very) - that are helping us make Very an even more inclusive place to work.